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Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
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Yea! I joined the 600 club......

..........for my TC FAKO scores. Yet another reason not to trust scores that don't come from this site.
All of my FICO scores ented the 600 range back in November and TC FAKOs are finally catching up.
On 3/7, I did an interim pull of my FICO reports and also my TC reports. EQ finally hit 600 for the first time.....
TU FICO is 656    and    TU TC FAKO is 590    or a difference of 66 points
EQ FICO is 644   and    EQ TC FAKO is 611   or a difference of 33 points
EX FICO is 668    and    EX TC FAKO is 573    or a difference of 95 points!!!
For a while I was thinking that TC FAKOs ranged from 300 to 700; it seemed I would never hit 600.
Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
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Re: Yea! I joined the 600 club......

Nice job! Feels good eh?
Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Yea! I joined the 600 club......

[ Edited ]
Very cool!  WTG llecs!
But ignore those scores. Smiley Wink

Message Edited by cheddar on 03-08-2008 12:50 PM
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
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Re: Yea! I joined the 600 club......

fused wrote:
Nice job! Feels good eh?

Actually I was saying it tongue and cheeck. I don't care that it hit 600, but this should serve as a lesson to those who put faith in FAKO scores.
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
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Re: Yea! I joined the 600 club......

I will never understand this, lol.  Mine are currently (freakishly) close..
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Super Contributor
Posts: 5,747
Registered: ‎10-06-2007
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Re: Yea! I joined the 600 club......

Mine were way and and TC show a change to my FAKO TU score and there was no change to my FICO TU score.  I agree.  I will ignore FAKO scores until someone who I need credit from uses them.
06/10/2017 FICO: EQ 781 TU 787 EX 785

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