Credit Cards Center Credit cards from our partners
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007

Yea! I joined the 600 club......

..........for my TC FAKO scores. Yet another reason not to trust scores that don't come from this site.
All of my FICO scores ented the 600 range back in November and TC FAKOs are finally catching up.
On 3/7, I did an interim pull of my FICO reports and also my TC reports. EQ finally hit 600 for the first time.....
TU FICO is 656    and    TU TC FAKO is 590    or a difference of 66 points
EQ FICO is 644   and    EQ TC FAKO is 611   or a difference of 33 points
EX FICO is 668    and    EX TC FAKO is 573    or a difference of 95 points!!!
For a while I was thinking that TC FAKOs ranged from 300 to 700; it seemed I would never hit 600.
Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007

Re: Yea! I joined the 600 club......

Nice job! Feels good eh?
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007

Re: Yea! I joined the 600 club......

[ Edited ]
Very cool!  WTG llecs!
But ignore those scores. Smiley Wink

Message Edited by cheddar on 03-08-2008 12:50 PM
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007

Re: Yea! I joined the 600 club......

fused wrote:
Nice job! Feels good eh?

Actually I was saying it tongue and cheeck. I don't care that it hit 600, but this should serve as a lesson to those who put faith in FAKO scores.
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007

Re: Yea! I joined the 600 club......

I will never understand this, lol.  Mine are currently (freakishly) close..
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Super Contributor
Posts: 5,722
Registered: ‎10-06-2007

Re: Yea! I joined the 600 club......

Mine were way and and TC show a change to my FAKO TU score and there was no change to my FICO TU score.  I agree.  I will ignore FAKO scores until someone who I need credit from uses them.
09/10/2016 FICO: EQ: 797 EX:788 TU:795

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.