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@Anonymous wrote:Does your yearly income increasing affect your FICO score? As a small business owner my debt ratio has allways been high on my credit reports, however all of my other factors are good. What factor does yearly cliamed income being less than normal for a given amount of debt does affect? Any thoughts on this from anyone would be appreciated.
@Anonymous wrote:
@Anonymous wrote:Does your yearly income increasing affect your FICO score? As a small business owner my debt ratio has allways been high on my credit reports, however all of my other factors are good. What factor does yearly cliamed income being less than normal for a given amount of debt does affect? Any thoughts on this from anyone would be appreciated.
income as far as i know does not affect your credit score
@Anonymous wrote:
another way to think of it is...yes income is a factor, for if you have high credit card debt aka high utilization, then you are more than likely spending more than you make
Message Edited by Alexandria on 07-26-2008 07:49 PM