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You have relatively few accounts that are in good standing.

Super Contributor

You have relatively few accounts that are in good standing.

What is exactly the definition here for an few accounts? My fico experian score and my Walmart TU score have been stating that for my fico score. Could it be those two do not take into account authroized user accounts?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
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Moderator Emeritus

Re: You have relatively few accounts that are in good standing.

They are both "08" scores, not sure, but maybe they give less account for AUs.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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Super Contributor

Re: You have relatively few accounts that are in good standing.


Shogun wrote:

They are both "08" scores, not sure, but maybe they give less account for AUs.


That is interesting to note, i will have to take that into account, but the gap between scores is pretty mind boggling. its between 80-100 points different from myfico experian and TU scores. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 3