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@Anonymous wrote:
Nevertheless, I think it does help if we as existing forum members assume good faith on the part of newbies....
alixwooten wrote:Errr... I'm a little confused why some of the posters with experience and who have posted helpful information previously and on other threads chose to belittle and make fun of this person's questions even if they are apparent misconceptions?
TheNewWorldMan wrote:
However, race in America is correlated with economic status, at least when considering aggregate numbers. As a statistical cohort, whites tend to be wealthier than blacks. And, since FICO basically measures your ability to pay bills, and paying bills is easier when you're wealthy, I think a prima facie case could be made that credit scores are indirectly affected by the skin color of the consumer being scored--again, at the cohort, not the individual level.
Revike wrote:
I thought mentioning the email warning and the 15 point drop was a joke, and he just forgot to add the smiley. Hard to believe that anyone would spend the money just to see if their score had changed within 24 hours. That's too paranoid even for the tinfoil-hat crowd.
Revike wrote:
I thought mentioning the email warning and the 15 point drop was a joke, and he just forgot to add the smiley. Hard to believe that anyone would spend the money just to see if their score had changed within 24 hours. That's too paranoid even for the tinfoil-hat crowd.
I remember the good ol' days ... TNWM has mellowed out for sure, man.
TheNewWorldMan wrote:
When I first came here, I wasn't exactly calm, cool and collected myself. The FICO system was enough to make me blow that proverbial 50-amp fuse.