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Understanding FICO® Scoring

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Established Contributor
jcstarkey8826
Posts: 714
Registered: ‎06-01-2012
0

Re: anyone want to take any guesses?

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‎09-21-2012 08:51 PM

Only one new account reported so far, no change. Still waiting for Kay's and chase. Smiley Happy
In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Message 11 of 14 (751 Views)
 
Valued Contributor
creditnocash
Posts: 2,300
Registered: ‎07-23-2012
0

Re: anyone want to take any guesses?

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‎09-25-2012 07:59 PM

chase took forever to report for me. walmart reported like two days after i applied. 

 

now waiting for toyota auto loan. 

amex(wont effect util since its charge)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 12 of 14 (707 Views)
 
Established Contributor
jcstarkey8826
Posts: 714
Registered: ‎06-01-2012
0

Re: anyone want to take any guesses?

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‎09-26-2012 11:26 AM

Well they all reported today. My AAOA dropped to 1 yr 11 mo. Smiley Sad I haven't pulled my FICO yet, but I will when I'm back from vacation. My ck score dropped 60 points though! Ugh
In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Message 13 of 14 (683 Views)
 
Valued Contributor
creditnocash
Posts: 2,300
Registered: ‎07-23-2012
0

Re: anyone want to take any guesses?

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‎09-26-2012 01:34 PM

like stated in other threads i wouldnt worry about it. 

i had a new cc from citizens report new balance my aaoa dropped and score went up from 692 to 708. 

ck only went up 4 points at 653 right now. 

 

at least im not getting those credit counsling adds anymore since there is nothing wrong with my credit lol. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 14 of 14 (675 Views)
 
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