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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Do various "dirty words" on CR's affect FICO	7	123hitit	933	‎12-22-2010 10:01 PM by RammaCredit
Equifax killed me today	1	buzzzingdawn	594	‎12-22-2010 01:11 PM by llecs
TU score dropped 144 points	6	ficonightmare	1061	‎12-22-2010 05:28 AM by ficonightmare
score dropped when the balance of a card increased...	7	photon	1078	‎12-21-2010 03:51 PM by creditchild
How many Lines of Credit are needed for the Best F... [ 1 2 ]	12	SandyL100	1642	‎12-21-2010 02:49 PM by SandyL100
Experian credit score	3	cjane1	627	‎12-21-2010 11:26 AM by Walt_K
Balance Transfer hurt me - dropped 12 points	1	ocboy949	480	‎12-20-2010 05:04 PM by JM-AM
New credit impact decay	4	avenka	958	‎12-20-2010 09:53 AM by MarineVietVet
Is the average credit score really 720?	4	slugfan	914	‎12-20-2010 08:47 AM by Quietly
Paid off all credit cards except AMEX gold	6	aventerav	787	‎12-19-2010 07:36 PM by aventerav
Credit Karma - two oddities	2	MidnightVoice	478	‎12-19-2010 03:03 PM by marty56
AU, How much will it help? (Score guesstimates?) [ 1 2 ]	11	smc733	1204	‎12-19-2010 11:37 AM by smc733
Credit utilization factors	2	AnaMKMK	560	‎12-18-2010 01:22 AM by AnaMKMK
AU and oldest account	1	wollepopolle	324	‎12-17-2010 09:12 AM by haulingthescoreup
question about old lates and scoring	6	erinnmb	815	‎12-16-2010 04:35 PM by erinnmb
Should I report private party mortgage?	4	swaps	792	‎12-14-2010 07:16 PM by MattH
I don't understand???	3	overwhelmed_2010	757	‎12-14-2010 03:37 PM by laz98
A SUCCESS STORY! NEVER GIVE UP PEOPLE!	1	MissExcellentCredit	663	‎12-14-2010 01:40 PM by Imhotrodcrazy
New account score change. [ 1 2 ]	11	JM-AM	1496	‎12-13-2010 05:17 PM by JM-AM
Dave Ramsey [ 1 2 ]	10	TonyaLynn	1683	‎12-13-2010 01:26 PM by laz98
New to credit and big gap between scores	5	janerik	761	‎12-13-2010 01:00 PM by janerik
Rules of The Game	1	script3r	487	‎12-13-2010 08:23 AM by My2cents
Just Paid My Paid My Car Loan Off	2	TonyaLynn	610	‎12-13-2010 07:14 AM by MarineVietVet
Getting new credit with high util	2	RHAL	669	‎12-12-2010 11:00 AM by RHAL
Nice 55 Point jump by having 6 collections removed...	1	tbrooks	567	‎12-11-2010 07:02 PM by JM-AM
40 point boost !	2	Aim720	700	‎12-11-2010 05:01 PM by LilMirth
Paid Closed Tradelines and Score	1	Aim720	420	‎12-11-2010 04:39 PM by MarineVietVet
credit score	3	lambert1120	569	‎12-11-2010 12:37 PM by beamMEup
MyFico Simulator...How Accurate is it?	2	sobetrader	1006	‎12-11-2010 12:06 PM by sobetrader
Help needed to raise FICO score [ 1 2 ]	15	WantItQuick	2094	‎12-11-2010 11:29 AM by JM-AM

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.