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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
IS SCORE WATCH WORTH IT?	7	MissExcellentCredit	2400	‎11-27-2010 04:33 PM by MissExcellentCredit
Will this affect my credit score?	6	m00nScape	935	‎11-27-2010 12:07 AM by m00nScape
HELOC- REVOLVING DEBT [ 1 2 ]	13	cpacfp	2288	‎11-26-2010 04:18 PM by geronimo2008
Utilization - mine vs. AU	7	clocktick	1075	‎11-26-2010 03:38 PM by haulingthescoreup
EQ stuck at 703 for the last 2 years. Will it stay...	6	pazuzu	1025	‎11-25-2010 09:40 PM by RobertEG
Lese detrimental to fico score	2	MWhite	707	‎11-25-2010 08:38 PM by RobertEG
Moved: Paid CO vs CO reporting ,and other Questions	0	MarineVietVet	249	‎11-25-2010 07:40 AM by MarineVietVet
Late impact	6	avenka	1102	‎11-25-2010 05:39 AM by avenka
Credit report codes	3	clocktick	772	‎11-25-2010 12:00 AM by RobertEG
A very general question...lol	5	beachbum33	972	‎11-24-2010 11:59 AM by Peach8321
Impact of multiple hard inquiries questions [ 1 2 ]	13	peejay	3670	‎11-24-2010 10:07 AM by marty56
Clarify credit score and bankruptcy relationship	3	carolina98	810	‎11-24-2010 07:13 AM by MarineVietVet
FICO vs FAKO	4	echole	1166	‎11-23-2010 08:43 AM by beamMEup
New credit [ 1 2 ]	12	avenka	1139	‎11-23-2010 08:29 AM by llecs
Moved: Disputes	0	MarineVietVet	246	‎11-23-2010 06:39 AM by MarineVietVet
Moved: How much will removing CA's with PFD's increase my...	0	MarineVietVet	241	‎11-22-2010 12:32 PM by MarineVietVet
What is impacting my score the most? [ 1 2 ]	13	conflictxnj	1657	‎11-21-2010 09:43 AM by haulingthescoreup
Number of CCs and score	0	avenka	290	‎11-21-2010 09:23 AM by avenka
With a 604 EQ and 70% utilization...	3	tombking	691	‎11-19-2010 02:54 PM by tombking
my backdated amex reported. 28 points increase!	2	ferrari	631	‎11-19-2010 02:28 PM by beamMEup
Utilization questions Help needed [ 1 2 ]	12	sgs10	1377	‎11-19-2010 11:33 AM by my-own-fico
40 PTS FOR CONSUMER FINANCE ACCOUNT?	0	rom828	537	‎11-19-2010 08:57 AM by rom828
Will paying off car loan help or hurt?	3	Mank	741	‎11-18-2010 05:05 PM by haulingthescoreup
Why is simulated score higher when I leave a small...	9	FesteringTTT	1505	‎11-18-2010 02:14 PM by JM-AM
Have TU and EQ fico no EX	1	angeldaria	444	‎11-18-2010 09:00 AM by MarineVietVet
Moved: Boys I made a big mistake. what should i do?	0	MarineVietVet	296	‎11-18-2010 06:47 AM by MarineVietVet
112 Point Drop	3	PRILEY	917	‎11-18-2010 01:09 AM by thetalent
Should I get auto loan in anticipation of mortgage...	5	Pap22	1274	‎11-17-2010 11:01 PM by Pap22
i dont have a fico score.	7	ts2010	1333	‎11-17-2010 06:48 PM by LIGHTNIN
The Benefits of AU [ 1 2 3 ]	20	smallfry	1298	‎11-17-2010 06:28 PM by ficonightmare

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.