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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
EXPERIAN Question	2	ficonightmare	625	‎11-11-2010 12:09 PM by ficonightmare
Moved: Mortgage during Chapter 13 Bankruptcy	0	llecs	285	‎11-11-2010 03:39 AM by llecs
Help with Score Watch Alert......	8	smb0730	1195	‎11-10-2010 09:17 PM by haulingthescoreup
Dinged 2 pts by EQ for an INQ	1	MDfive21	440	‎11-10-2010 04:30 PM by JM-AM
How many dings, on average, for an INQ? [ 1 2 ]	11	pazuzu	1241	‎11-10-2010 01:24 PM by BungalowMo
Advice Please on How Soon a Credit Score Can Go Up [ 1 2 3 ]	28	girl11	2371	‎11-10-2010 12:22 PM by girl11
FICO scoring; baffled by the variance based on nea...	3	ColoradoGuy	696	‎11-10-2010 06:55 AM by MarineVietVet
Moved: What the what....	0	MarineVietVet	283	‎11-09-2010 08:08 PM by MarineVietVet
How can I raise a 716 FICO score? [ 1 2 3 ]	21	AEW1864	2876	‎11-09-2010 08:20 AM by llecs
Falling Score(HELP Please) [ 1 2 ]	12	memphisken	1192	‎11-09-2010 08:10 AM by haulingthescoreup
refinance and impact on score	3	16paws	699	‎11-08-2010 10:29 PM by JM-AM
FICO score difference	5	buster-the-cat	857	‎11-08-2010 02:03 PM by MarineVietVet
How many points will this cost me and then should ...	3	Kiwill	586	‎11-08-2010 10:48 AM by Kiwill
My Score went down when I did what the website sai... [ 1 2 ]	17	TXT88	1668	‎11-08-2010 07:04 AM by haulingthescoreup
Equifax Score didn't budge... Update	5	somkey10	1061	‎11-08-2010 05:32 AM by somkey10
Settlement on CC	5	QueenJ	1024	‎11-07-2010 10:34 PM by RobertEG
Understanding the new fico8	6	MightyMark	985	‎11-06-2010 11:12 PM by llecs
What effect does my cards "High Balance" have on m... [ 1 2 3 ]	20	JasonBourneOfCredit	1801	‎11-05-2010 09:03 PM by my-own-fico
Increasing Credit Score Quickly [ 1 2 3 ]	23	Cards49	1326	‎11-05-2010 02:55 PM by JM-AM
Equifax [ 1 2 ]	12	jssr	1120	‎11-05-2010 11:28 AM by Lel
Dispute showing up as delinquent action	2	cpacfp	780	‎11-04-2010 10:22 PM by cpacfp
HELOC- Revolving Credit or Real Estate / Mortgage	6	cpacfp	1260	‎11-04-2010 10:16 PM by haulingthescoreup
Equifax increase	5	iztok	939	‎11-04-2010 06:56 PM by iztok
My score went down (too)	5	dee-rock	826	‎11-04-2010 02:19 PM by dee-rock
Why did my TU score go down?	1	abernier	384	‎11-04-2010 01:04 PM by llecs
Moved: question about score gain from losing collections,...	0	MarineVietVet	221	‎11-04-2010 04:59 AM by MarineVietVet
installment loan and credit score	6	seratonin	1062	‎11-03-2010 09:36 AM by steppingup
24 points difference between Equifax and TU?	6	kayeraven	1434	‎11-03-2010 07:15 AM by MarineVietVet
Impact of losing oldest revolving TL (minus 7 pts)	7	llecs	1005	‎11-02-2010 03:57 PM by happy0510
Checking own FICO score	1	angeleyez0422	412	‎11-02-2010 10:27 AM by MarineVietVet

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.