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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
What would more negatively impact my FICO score?	3	saskai2000	931	‎10-28-2010 06:37 AM by MDfive21
Credit Score went down 20pts after reporting my ca...	1	will77	526	‎10-27-2010 11:17 PM by llecs
Opening a second CC	3	avenka	664	‎10-27-2010 09:55 PM by RobertEG
Paid off debt yet no score change	6	kal9988	1077	‎10-27-2010 12:31 PM by JM-AM
Quick Q: Will a new CC raise score? [ 1 2 3 4 5 6 ]	50	BrandonSS	2837	‎10-27-2010 11:25 AM by BrandonSS
Am I kidding myself with expectation that there is... [ 1 2 3 ]	28	thetalent	1346	‎10-26-2010 05:40 PM by thetalent
Need 10 more points for my mortgage refi.... [ 1 2 ]	18	Ph33zy	1747	‎10-26-2010 03:30 PM by MarineVietVet
my FICO score vs Equifax score	4	kingzoo	964	‎10-26-2010 10:57 AM by MarineVietVet
Util ?	5	homerunstacy	990	‎10-26-2010 08:33 AM by somkey10
New Scoring Bucket	1	Cyan007	523	‎10-26-2010 07:02 AM by beamMEup
Moved: Any nervous about using Credit Karma?	0	MarineVietVet	248	‎10-26-2010 05:38 AM by MarineVietVet
Expect an increase?	6	refine4you	1325	‎10-25-2010 08:05 PM by MarineVietVet
Post Ch 7 BK Account Status and Scoring	7	fast1244	2288	‎10-25-2010 01:43 PM by whiteboyone31
Question about TU and EQ and EX	2	JuhGail	519	‎10-25-2010 01:08 PM by haulingthescoreup
AU on Chase	2	cpacfp	548	‎10-25-2010 06:31 AM by MarineVietVet
Using an unused CC	5	avenka	879	‎10-24-2010 08:07 PM by RobertEG
cable Company credit inquiry drops score 10 points	5	JohnnyB	1071	‎10-24-2010 07:55 PM by RobertEG
what type of score increase	2	jimc	492	‎10-24-2010 07:36 PM by RobertEG
Mystery Solved	4	minimock	737	‎10-23-2010 07:08 PM by minimock
Question..?	2	ddamage	501	‎10-22-2010 08:52 PM by ddamage
MY final Inquiry becomesa year old Sept 13	9	geronimo2008	1597	‎10-22-2010 10:38 AM by geronimo2008
No. of cards with balance and FICO scoring..	7	ifinet	1359	‎10-21-2010 04:45 PM by smallfry
Score drops 13 points over 1 account...WHAT?	7	bgifford	1315	‎10-21-2010 04:35 PM by beamMEup
Available Credit Utilization	3	preciousjoys	791	‎10-21-2010 04:29 PM by avenka
Car Loan, Personal Loan and small card...	4	iztok	1085	‎10-20-2010 09:58 PM by MarineVietVet
When applying for credit are they all hard inqurie...	4	mom2girls	682	‎10-20-2010 04:29 PM by haulingthescoreup
Payoff [ 1 2 ]	10	Proverb	1388	‎10-20-2010 01:39 PM by Peach8321
A Question about Reporting Delays	7	jbjr12	842	‎10-20-2010 01:22 PM by beamMEup
"level of delinquencies" shown as a risk score fac... [ 1 2 ]	16	jmaktal	1346	‎10-20-2010 11:08 AM by haulingthescoreup
Question about Credit cards and Score.....	3	eparker	598	‎10-19-2010 09:23 PM by RobertEG

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.