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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
CC Utilization Question?..	4	blazerein	1021	‎10-03-2010 12:51 AM by RobertEG
Stuck at 680 [ 1 2 ]	15	cascade159	2406	‎10-03-2010 12:12 AM by RobertEG
Why a drop in score?	1	kinnakeetchris	645	‎10-02-2010 07:16 PM by llecs
Question on Baddies	5	BaseballGal	1265	‎10-02-2010 04:47 PM by marty56
question about cc util	9	aDrillsgtswife09	1498	‎10-02-2010 01:45 PM by my-own-fico
how long until I have a score	6	p350z	1468	‎10-01-2010 11:20 PM by RobertEG
Impact of mortgage on FICO score	3	eyemoney	857	‎10-01-2010 07:48 PM by eyemoney
Moved: Question regarding residency	0	llecs	358	‎10-01-2010 09:59 AM by llecs
Differences in Scores	1	Linus217	558	‎10-01-2010 07:01 AM by GregB
Our Forums' FICO Score Simulator High Achievers	0	marty56	414	‎10-01-2010 02:27 AM by marty56
TU unexpectedly	0	my-own-fico	434	‎09-30-2010 10:58 PM by my-own-fico
Huge Descrepancy in TU and Equifax scores	7	UtahTiger	1416	‎09-30-2010 05:41 PM by haulingthescoreup
New credit impact	3	avenka	799	‎09-29-2010 07:45 PM by MarineVietVet
Paying off 'Adverse' items within credit reports. [ 1 2 ]	10	bm051	1602	‎09-29-2010 01:47 PM by RobertEG
Effects of old baddies	6	kal9988	1065	‎09-29-2010 12:46 PM by RobertEG
Question about changes to FICO score. Have fun!	5	iluvmyfico	962	‎09-29-2010 12:33 PM by RobertEG
New to fico scoring	2	tv4184	635	‎09-28-2010 10:58 PM by RobertEG
Do many low balance accounts affect scoring?	4	xab888	942	‎09-28-2010 10:18 PM by RobertEG
Does mortgage debt affect debt-to-credit ratio neg...	4	xab888	2074	‎09-28-2010 09:01 PM by RobertEG
HERE'S THE SKINNY ON ZERO BALANCES [ 1 2 3 4 ]	31	casinoannie97	3596	‎09-27-2010 06:34 PM by haulingthescoreup
TU	2	casinoannie97	586	‎09-27-2010 02:39 PM by casinoannie97
Moved: confused about CR details?	0	llecs	290	‎09-26-2010 11:29 PM by llecs
TU Report Date vs. MyFICO TU Score Report Date?	2	testing	629	‎09-26-2010 08:28 AM by testing
Discrepancy in Scores with each CR	5	UtahTiger	1074	‎09-25-2010 07:10 PM by RobertEG
checking your credit score	4	shamekapta	900	‎09-25-2010 06:58 PM by RobertEG
Why is my Mortgage not being reported on my credit... [ 1 2 ]	12	shaunwave	1977	‎09-24-2010 10:34 PM by MS00000000
"Amount of debt" not making any sense to me... [ 1 2 ]	10	ifinet	1189	‎09-24-2010 10:14 PM by Lel
MyFico products.... no Experian?	9	CreditScoreFail	1276	‎09-24-2010 04:43 PM by MarineVietVet
guesstimate as to how utilization is hurting me?	7	tombking	1212	‎09-24-2010 08:38 AM by Divanator
Score just recently dropped	2	Jayla127	670	‎09-24-2010 07:09 AM by Jayla127

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.