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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Whats a tax lien worth???	5	PRILEY	1198	‎09-07-2010 02:07 PM by PRILEY
Auto Loan Payoff and Credit Score....	2	eparker	752	‎09-07-2010 12:32 PM by MarineVietVet
FICO score simulator	3	freeneasy2001	1161	‎09-07-2010 12:09 PM by haulingthescoreup
Equifax Fico Just Hit 755	2	Uncle_Money	1004	‎09-07-2010 09:51 AM by cascade159
Credit score dropped by 60 points after getting lo...	5	C-Chedda	1292	‎09-06-2010 08:09 PM by llecs
Experian is the best of the three credit bureaus	6	jdxprs1	1403	‎09-06-2010 03:55 PM by Divanator
120 day late turning 5 years old, any points?	3	jeannieavc	781	‎09-06-2010 12:40 PM by jeannieavc
Flexible spending credit card utilization calculat...	3	GomerPyle	4200	‎09-06-2010 12:33 PM by haulingthescoreup
Does MPM give fico scores?	7	jdxprs1	1237	‎09-06-2010 11:58 AM by beamMEup
Do type and number change your score?	3	jdxprs1	634	‎09-05-2010 07:30 PM by haulingthescoreup
Should I expect a score increase...	8	jaystay	1489	‎09-05-2010 08:18 AM by haulingthescoreup
understanding a credit disclosure	3	kkuntz01	1076	‎09-04-2010 08:54 PM by Duke-of-Earl
MyFico Score Calculator	6	iluvmyfico	1442	‎09-04-2010 08:31 PM by my-own-fico
Impact of Judgement status?	4	BrandonSS	1165	‎09-04-2010 03:09 AM by jdxprs1
Old Late Payment Query	3	flabarple	776	‎09-03-2010 02:03 PM by marty56
FICO Updating?	4	flabarple	905	‎09-03-2010 01:37 PM by MarineVietVet
Should a closed card count towards utilization [ 1 2 ]	11	rtonkins	1475	‎09-03-2010 11:01 AM by Lel
bank finally decides to report to transunion 2 day...	0	tbrooks	374	‎09-03-2010 04:48 AM by tbrooks
Funny error when trying to sign up for USAA Credit... [ 1 2 ]	10	idmd	3060	‎09-02-2010 09:10 PM by my-own-fico
Credit History Length [ 1 2 ]	12	Cyan007	3668	‎09-02-2010 08:12 PM by my-own-fico
Get your bets in early on my TU score direction.	4	FreakN	842	‎09-02-2010 08:01 PM by 3elizabeth
Something fishy about how inqs are treated [ 1 2 ]	17	ifinet	1269	‎09-02-2010 02:35 PM by haulingthescoreup
40 point drop - not sure if it makes sense? [ 1 2 ]	19	kwikksilva	1821	‎09-02-2010 02:33 PM by kwikksilva
100 point difference in TU and Equifax?? [ 1 2 ]	11	wednesdayaddamsd	1760	‎09-02-2010 01:23 PM by wednesdayaddamsd
One Year Anniverary	0	tmoney	348	‎09-01-2010 03:55 PM by tmoney
Moved: How to Cancel Free Trial?	0	Lel	487	‎09-01-2010 12:55 PM by Lel
Purchase Credit Score with Debit Card? [ 1 2 3 ]	23	urgent_help_needed	2352	‎09-01-2010 12:46 PM by my-own-fico
Moved: Revolving/Installment totals "flipped"	0	Lel	289	‎08-31-2010 09:59 PM by Lel
Median score	7	my-own-fico	1352	‎08-31-2010 09:07 PM by MarineVietVet
"Amount of New Credit" Hurting my Score	1	Sourhead	520	‎08-31-2010 07:49 PM by AndySoCal

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.