Community:
Forum
Blog

Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
8k used car loan, VERY high interest rate, really ...	9	evolvedance	679	‎03-02-2013 08:53 AM by evolvedance
Score simulator doesn't mention mortgage	1	axxy	128	‎03-01-2013 09:32 PM by llecs
40 point drop?? What did I do wrong?	2	manzanita	306	‎03-01-2013 01:14 PM by manzanita
I don't understand why low credit utilization is s...	2	PocketAces	276	‎03-01-2013 11:59 AM by foofighter74
mistake can i do two personal loans in two months	3	Jesusmve77	289	‎03-01-2013 11:51 AM by coterotie
Collection age info	2	icloud2525	203	‎03-01-2013 10:38 AM by RobertEG
Why is my FICO score not higher!! [ 1 2 3 4 ]	37	derodge	557	‎03-01-2013 10:32 AM by LionLaw
ScoreWatch report - 23 yr old account = Short Hist... [ 1 2 ]	11	chally	445	‎02-28-2013 06:26 PM by chally
Enhanced recovery finally off my credit.	9	ikanga24	670	‎02-28-2013 01:51 PM by ikanga24
Equifax Complete Advantage Plan	2	Diabolically_Random	251	‎02-28-2013 01:08 PM by Diabolically_Random
Fico scoring points	7	CreditBob	1570	‎02-28-2013 08:50 AM by basballguy
003 PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS...	3	Goal810	502	‎02-27-2013 01:09 PM by Simply827
Paid off student loans and score dropped?? [ 1 2 ]	11	Brent3250	2864	‎02-27-2013 11:13 AM by llecs
DELINQUENT ACCOUNTS REMOVEDjjdd	1	kevin200984	191	‎02-27-2013 08:18 AM by llecs
how bad does 30-day late hurt? how long does it hu...	2	afjock21	317	‎02-27-2013 07:25 AM by guiness56
How high can your credit score be with only credit... [ 1 2 ]	11	angelnyc	464	‎02-26-2013 07:54 PM by llecs
Short credit history, I am not able to get scores ...	3	longtermgardener	243	‎02-26-2013 05:30 PM by guiness56
False Utilization	4	Swiss	282	‎02-26-2013 09:41 AM by dddewdrop
transunion	7	eaglesilas	462	‎02-26-2013 07:02 AM by dddewdrop
will this new card lower my FICO score?	4	Paloaltolivin	480	‎02-25-2013 02:20 PM by Paloaltolivin
Stupid Question that i'm sure has been answered mu...	8	colindidit	603	‎02-25-2013 07:16 PM by colindidit
Closing Aged Accounts.. Yes It Is Ok [ 1 2 3 4 5 6 7 8 9 ]	84	Tuscani	54562	‎02-25-2013 05:44 PM by jayrock24
Moved: OC sold to Collection - Paid, Collection Was Delet...	0	llecs	126	‎02-25-2013 09:39 AM by llecs
Car Loan Home Loan and Credit Score Increase	6	redhouse69	449	‎02-25-2013 09:18 AM by llecs
Credit Cards now paid off. [ 1 2 ]	19	michintom	11136	‎02-24-2013 11:16 PM by guiness56
Car Loan and student loans no other debt, need to ...	1	dparulis	164	‎02-24-2013 07:16 PM by guiness56
closing accounts thats brand new	1	jayrock24	208	‎02-24-2013 08:52 AM by pizzadude
Moved: Need help getting score up..	0	Shogun	141	‎02-24-2013 02:45 AM by Shogun
Old Collection Accounts / Charge Off's	3	casandra10	297	‎02-23-2013 07:38 PM by bettercreditguy1
Equifax score different then MyFico score?	9	thomamon	722	‎02-23-2013 06:52 PM by yellowchef

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.

FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.