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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
How bout a contest?	1	dddewdrop	160	‎02-16-2013 08:07 AM by Shogun
TU Faco and Walmart TU Faco or Fico? [ 1 2 ]	16	MJNTX430	491	‎02-16-2013 07:50 AM by MJNTX430
Credit score increase guess.	2	jamiii	266	‎02-15-2013 09:44 AM by basballguy
myFICO and Equifax Scores Different?	2	cole110	252	‎02-15-2013 08:08 AM by foofighter74
MyFICO TU98 vs Lender Pull TU [ 1 2 ]	15	frugalQ	1038	‎02-15-2013 06:17 AM by golo
Differences Between Reports	2	masscredit	222	‎02-14-2013 06:27 PM by creditnocash
Additional Credit Card Holders	7	orenharel	285	‎02-14-2013 03:48 PM by orenharel
FICO dropped after I paid off a debt	7	JEZeimer	444	‎02-14-2013 03:24 PM by bettercreditguy1
Explain this!	8	Hoss_Delgado	412	‎02-14-2013 02:51 PM by p-
Student Loans	2	orenharel	215	‎02-14-2013 01:28 PM by orenharel
credit inq's or utility? what do you think?	2	creditnocash	160	‎02-14-2013 10:45 AM by creditnocash
Weird-New cards, some scores up, some down	3	racer-x	301	‎02-14-2013 04:21 AM by YahComb
Understanding Status vs. Remarks in CR	0	jake619	132	‎02-13-2013 08:32 PM by jake619
PIF or Settle - Charge Off but still with original...	6	dparulis	247	‎02-13-2013 06:55 PM by AndySoCal
Credit Utilization - Total sum of all accounts or...	1	magundus	222	‎02-13-2013 11:58 AM by llecs
Confused about credit score	1	Dmt25	211	‎02-13-2013 11:53 AM by llecs
How should FICO scoring be changed?	1	bobebob	165	‎02-13-2013 07:40 AM by basballguy
paying in full on credit report?	6	dyv8914	587	‎02-13-2013 05:52 AM by OhioCPA
reporting?	3	murcury	199	‎02-12-2013 04:10 PM by bobebob
Newbie here. Confusing FICO scoring issue...	9	cville4	373	‎02-12-2013 01:37 PM by basballguy
Does Paying an Old Charge-Off Help FICO: Yes or No... [ 1 2 3 ]	24	TheNewWorldMan	9530	‎02-12-2013 06:23 AM by llecs
Moved: Direct Buy Settlement: Have you applied for restit...	0	llecs	128	‎02-11-2013 11:00 AM by llecs
I can't explain why my score is so low, please ass... [ 1 2 ]	11	basballguy	464	‎02-11-2013 09:43 AM by llecs
Score didn't budge with mortgage/UTIL changes???	6	thankfulheart	341	‎02-11-2013 07:22 AM by llecs
raising my score	2	rlp	362	‎02-11-2013 02:48 AM by bobebob
Score Watch	2	Crossdivided	257	‎02-11-2013 02:39 AM by bobebob
Why are my scores so different?	2	Siobhanmairead	233	‎02-10-2013 06:03 PM by Siobhanmairead
Bogus account removed but score has not improved, ...	3	jazzydaddy	189	‎02-10-2013 04:43 PM by llecs
VERY interesting info about FICO score points [ 1 2 3 4 ]	30	jello77	2388	‎02-10-2013 04:06 PM by dddewdrop
Question on closing acct	1	Mama-j	147	‎02-10-2013 02:51 PM by guiness56

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.