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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
quick question?	5	jimc	753	‎06-21-2009 05:30 PM by RobertEG
Unfair / Credit Mix	6	fishbjc	1185	‎06-21-2009 02:05 PM by haulingthescoreup
Balance Transfer Checks & Effect on Score	3	GrandInquisitor	731	‎06-21-2009 01:10 PM by txjohn
mortgage updates as closed $0 bal	3	CreditDrama85	693	‎06-21-2009 11:02 AM by VEEnVEGAS
How do you know what is accurate regarding your sc...	5	mak08	833	‎06-20-2009 11:31 PM by RobertEG
FICO Age Of Collections	3	smallfry	745	‎06-20-2009 11:12 PM by RobertEG
MAX Credit Score and CC Utilization & CC Balance R...	6	jwhansen	803	‎06-20-2009 08:49 PM by MattH
2 days late on Capital one Credit card	3	blooro	2276	‎06-20-2009 01:21 PM by txjohn
Moved: question re: paying which bills on time and effect...	0	llecs	356	‎06-19-2009 11:45 AM by llecs
If I pay off a large mortgage, does it help...or h...	2	ntkebh	899	‎06-19-2009 11:45 AM by haulingthescoreup
NEED INFO re: Inquiries with a Car dealership	2	rmt	652	‎06-19-2009 08:51 AM by llecs
What time of day should I check/buy my report and ...	1	jgd40	475	‎06-19-2009 08:33 AM by FocusOnFICO
I wonder if I was rebucketed?	6	mystikal1	815	‎06-18-2009 10:24 PM by mystikal1
Does anyone know	2	Uncle_D	580	‎06-18-2009 09:43 PM by RobertEG
FICO Score Difference	1	graell	503	‎06-18-2009 03:21 PM by llecs
Want to get scores from this site, which one do I ...	2	familyof5	566	‎06-18-2009 01:20 PM by smallfry
TU FICO Score	0	Myenemysenemyismyfriend	460	‎06-17-2009 04:26 PM by Myenemysenemyismyfriend
Fico confused ????	2	creditchief	695	‎06-17-2009 03:55 PM by Desert-Rat
Satisfied or settle	2	scottie	543	‎06-17-2009 01:46 PM by scorerise
What is the best decision	1	Uncle_D	494	‎06-17-2009 01:00 PM by scorerise
How do unpaid medical bills effect you credit scor...	1	aussierules24	1169	‎06-17-2009 11:11 AM by llecs
Will it matter...	7	cdtotten	1042	‎06-17-2009 08:51 AM by tiger67
Deleted Collections???	1	Just-Q	688	‎06-17-2009 08:45 AM by llecs
Capital One card not showing up on my TU reports. [ 1 2 ]	11	DI	1717	‎06-16-2009 09:31 PM by AndySoCal
no score alerts ????? [ 1 2 ]	15	PRILEY	1627	‎06-16-2009 07:38 PM by llecs
Highest FICO Score with A BK	4	mystikal1	1044	‎06-16-2009 04:05 PM by mystikal1
Not seeing the changed we hoped to.....	4	DMWBCC	754	‎06-16-2009 04:05 PM by scorerise
When is a collection no longer considered recent w...	2	iBooger	1020	‎06-16-2009 03:59 PM by BungalowMo
Industry Based Credit Score	7	usanj	1147	‎06-16-2009 03:56 PM by haulingthescoreup
Pre Approved Offers	4	Creditfreeze	969	‎06-16-2009 01:55 PM by RobertEG

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.