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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
why dont lenders use TU-98, HOLY COW!	8	soILseminole	444	‎03-08-2013 08:33 AM by thom02099
scorewatch alerts, im confused?! [ 1 2 ]	12	jdirilo	253	‎03-07-2013 07:13 PM by llecs
Just got all three scores	0	stpn2me	178	‎03-07-2013 05:32 PM by stpn2me
INQ's killing EQ this much, compared to TU and EX?	7	racer-x	265	‎03-07-2013 04:13 PM by racer-x
10 digit report confirmation number ????	5	buster25	1509	‎03-07-2013 03:48 PM by llecs
Good score????	7	jonjohn	766	‎03-07-2013 01:15 PM by quizamo
When will CC late payments and collections stop af...	8	mabile	377	‎03-07-2013 08:34 AM by mabile
How long until a new installment account makes a p...	3	needamortgage	221	‎03-07-2013 07:46 AM by JM-AM
Moved: Changing status of old charge-off account	0	llecs	113	‎03-07-2013 02:05 AM by llecs
Fico or fako?	4	smiths38	198	‎03-06-2013 07:38 PM by llecs
FICO Scoring is Weird	0	HappySoda	217	‎03-05-2013 11:52 AM by HappySoda
paid of <10% of cards will score go up?	4	MarieSmiles4	333	‎03-06-2013 06:57 PM by MarieSmiles4
EX report & score?	3	jackg	239	‎03-06-2013 12:27 PM by lava224
60 day late	2	sarkell	245	‎03-06-2013 09:28 AM by sarkell
What should I do?	3	Goose7	217	‎03-06-2013 04:33 AM by dodfire
40pt drop in score with credit card purchase	4	Wckd79	318	‎03-05-2013 09:39 PM by Shogun
Untilization question	5	backtogood	299	‎03-05-2013 05:05 PM by backtogood
Moved: Motion filed to vacate Judgment ... next steps?	0	llecs	47	‎03-05-2013 04:34 PM by llecs
Utilization: Aggregate Only? [ 1 2 ]	11	anonuser00	771	‎03-05-2013 08:27 AM by p-
Late payments after charge-off [ 1 2 3 ]	28	Quest76	16221	‎03-05-2013 07:42 AM by llecs
Huge Fako score improvement CS	5	dddewdrop	442	‎03-05-2013 07:37 AM by lg8302ch
Starting to question Myfico [ 1 2 ]	19	Sneekn4u	444	‎03-05-2013 05:45 AM by dddewdrop
Why does a small purchase send my score down 20+ p...	5	sollid	390	‎03-04-2013 08:41 PM by llecs
Question on Scoring for IIB vs. CO/paid	4	Countingpennies	183	‎03-04-2013 08:00 PM by Countingpennies
Incredible score increase in Score Watch alert tod...	5	axxy	402	‎03-04-2013 07:47 PM by axxy
Walmart FICO Accurate?	6	Sabrian31487	766	‎03-04-2013 06:03 PM by Revelate
Length of credit history	1	Aurum51705	200	‎03-04-2013 05:51 PM by llecs
Does 6 months have an effect?	3	LesWH	243	‎03-04-2013 04:53 PM by bettercreditguy1
Confused....	2	MikeRebuild	157	‎03-04-2013 12:33 PM by llecs
Can I really garden my way to 800+?	8	Gunnar419	551	‎03-04-2013 11:56 AM by acleynes

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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