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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
accidental charge on my report	2	sendeth	352	‎01-07-2009 05:37 AM by llecs
new college grad needs some navigation.......	4	martinman	542	‎01-07-2009 04:23 AM by ByrdMan
Too Few Installment Loans [ 1 2 ]	11	NumberCrazy	1758	‎01-06-2009 08:12 PM by NumberCrazy
Ok scenario #2....this time collections...	1	wildcat	415	‎01-06-2009 06:23 PM by llecs
Balance for only one CC?	4	Aupumn	779	‎01-06-2009 01:09 PM by ByrdMan
Negative factors? [ 1 2 ]	10	bucket851	1054	‎01-06-2009 12:32 PM by bucket851
67 point jump!! [ 1 2 ]	11	jacob24	1632	‎01-06-2009 12:28 PM by jackg
Anyone with experience on paying down cc and the s...	4	wildcat	622	‎01-06-2009 11:35 AM by ByrdMan
How long for paid off cc to hit the credit reports...	4	rivernh	715	‎01-06-2009 11:28 AM by ByrdMan
Want to improve scores for an auto lease	2	JJIRJIS	560	‎01-06-2009 08:13 AM by cobra19
Going from 30% util to 45% util -- effect on FICOs... [ 1 2 ]	19	Wonderin	1231	‎01-06-2009 06:49 AM by Wonderin
Bogus account off of my CR when will I see a raise...	5	strong_lady	551	‎01-06-2009 05:34 AM by ByrdMan
Installment accounts not updating?	2	Wonderin	739	‎01-05-2009 02:34 PM by Wonderin
67 point jump!!	0	jacob24	217	‎01-05-2009 12:32 PM by jacob24
FICO scoring ---Need Help!!!!	7	Fancyron	784	‎01-05-2009 10:52 AM by Fancyron
My fico score. Finally got it! [ 1 2 ]	13	theNavigator	1231	‎01-05-2009 10:30 AM by theNavigator
Retail store bankruptcy and charge cards	3	mele	797	‎01-04-2009 05:24 PM by mele
Different effects of same actions	1	Mike14	327	‎01-04-2009 09:51 AM by haulingthescoreup
How can I get the new FICO 08 score?	2	Twix	1151	‎01-04-2009 09:49 AM by haulingthescoreup
Questions about EQ report	2	Bran9192	416	‎01-03-2009 11:28 PM by Mike14
Moved: Can CA and OC both list as 120+ days late?	0	llecs	291	‎01-03-2009 06:14 PM by llecs
How to get information about an inquiry?	3	islandsky	479	‎01-03-2009 04:46 PM by islandsky
How long do lines of credit stay on your credit re...	1	Fallen11	418	‎01-03-2009 04:03 PM by haulingthescoreup
Moved: Can a paid collection be removed?	0	Scamp	302	‎01-03-2009 03:53 PM by Scamp
CU Says Beacon score is decent but BMI score is ho... [ 1 2 ]	10	bott6698	2481	‎01-03-2009 02:18 PM by MattH
Help Me Understand MyFico	3	ulti	549	‎01-03-2009 02:10 PM by llecs
Effect of no new credit for a year	5	MidnightVoice	751	‎01-03-2009 02:00 PM by MidnightVoice
Paying Off Large Sums... When Will It Show On Scor...	1	ginamariev	473	‎01-03-2009 12:19 PM by haulingthescoreup
Authorized User, hurt or help?	3	islandsky	602	‎01-02-2009 04:40 PM by haulingthescoreup
Will my score go up if I'm added to an account?	3	sbuket	638	‎01-02-2009 04:38 PM by haulingthescoreup

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.