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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
how many pionts will my FICO increase when a charg...	3	can-do	708	‎09-03-2008 07:19 AM by desifink
Deleted	1	Chazman	451	‎09-03-2008 07:15 AM by Timothy
Account Ages [ 1 2 ]	13	nicemann	1294	‎09-03-2008 01:37 AM by haulingthescoreup
2 different(3 including myfico.com) credit reporti...	1	fitnessrunner	450	‎09-02-2008 08:31 PM by fused
Too Many Accounts	8	smallfry	983	‎09-02-2008 12:47 PM by MidnightVoice
Fickle FICO - SW Alert +18 points	3	BBYGRL	714	‎09-02-2008 11:12 AM by ilovepizza
MY score dropped after deletion	6	akaatlast	910	‎09-02-2008 06:33 AM by Timothy
From 656 to 736 in 7 months - 739-756 (recent) [ 1 2 ]	18	darkblue	5248	‎09-01-2008 10:11 PM by KeystoneKutie87
Why is the myFICO employer info out of date?	8	born4code	1089	‎09-01-2008 11:54 AM by haulingthescoreup
Trying To Predict An EXP Score Jump W/out Simulato...	6	jbh	781	‎08-31-2008 08:57 PM by jbh
Moved: credit repair	0	haulingthescoreup	314	‎08-31-2008 07:13 PM by haulingthescoreup
How fast can you repair credit?	4	FixinMyCreditGirl101	1010	‎08-31-2008 05:32 PM by Cheapskate
What is worse for your FICO score - paying a mortg...	4	ACENJ	864	‎08-31-2008 03:31 PM by debtisgood
Credit Inquiries - Need Verification	3	born4code	783	‎08-31-2008 02:40 PM by cw81
Authorized User is hurt when Card Owner Consolidat...	5	loonyhat	704	‎08-31-2008 01:14 PM by haulingthescoreup
My fico info appears out of date	1	charliegirl21	384	‎08-31-2008 01:10 PM by cw81
Accounts - Why are they still hanging around? [ 1 2 ]	10	born4code	1273	‎08-30-2008 09:27 PM by haulingthescoreup
Fico Monitor - Credit Inquiries Info Wrong? [ 1 2 ]	10	born4code	1126	‎08-30-2008 08:54 PM by born4code
DISCOUNT CODE CENTRAL	1	berlinnet	647	‎08-30-2008 07:31 PM by haulingthescoreup
Credit Card Account Age - Date Opened vs. Date Rep...	3	elsijfdl	630	‎08-30-2008 01:38 PM by debtisgood
Utilization Question...help!	2	qwerty4	488	‎08-30-2008 12:01 PM by qwerty4
Potential score drop for paying off accounts too r...	9	PhillyGoodGuy	1078	‎08-30-2008 11:54 AM by FICOjunkie23
Why did my EX score go down? And is EX tougher th...	3	justlooking11	617	‎08-30-2008 11:48 AM by MattH
Buckets!!!! Smuckets!!!	2	Madison	673	‎08-30-2008 10:19 AM by ilovepizza
Score Bump with Amex Date Change...Anyone???	4	Chazman	696	‎08-30-2008 07:42 AM by Chazman
Baddies dropping off...score increase of 100?	0	lessons_learned	502	‎08-29-2008 06:24 PM by lessons_learned
More hilarity from Efx 'Understanding your Score'	4	nyccc2	699	‎08-29-2008 02:26 PM by debtisgood
is it considered good if an unpaid co gets sold to...	9	johnpalley	998	‎08-29-2008 01:15 PM by johnpalley
More hilarity from TU 'Understanding your Score'	8	nyccc2	1111	‎08-29-2008 11:35 AM by haulingthescoreup
SO MANY PRODUCTS!!! WHICH ARE WORTH IT?!?!	1	AngieC	614	‎08-29-2008 11:33 AM by haulingthescoreup

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.