Community:
Forum
Blog

Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
How to reach 750? [ 1 2 ]	11	cowboyguy	1081	‎12-26-2012 06:15 PM by HiLine
Two different Experian scores?	1	jc28	293	‎12-26-2012 04:06 AM by bettercreditguy1
Moved: Equifax 3-1 Report or Wells Fargo ID Protection Pl...	0	llecs	177	‎12-25-2012 05:02 PM by llecs
MyFico somethin fishy!	7	Us1roberts	607	‎12-25-2012 12:45 PM by drkaje
TU Score hurt by incorrect Home Equity Line Of Cre...	1	roboman	220	‎12-23-2012 02:30 PM by llecs
Why does your fico score drop so low when you miss...	4	Savvy81	1610	‎12-23-2012 10:42 AM by RobertEG
Score reports with reason codes	0	my-own-fico	235	‎12-22-2012 09:44 PM by my-own-fico
myfico score alert of 19 point increase, but fresh...	5	td2926	466	‎12-21-2012 09:52 PM by llecs
Several or Less Credit Card	1	Dee1976	242	‎12-21-2012 08:40 PM by llecs
Imaginary 12 Month INQ Threshold	3	jake619	432	‎12-21-2012 01:32 PM by RobertEG
need help in improving my wife's score	7	shorttough	430	‎12-21-2012 11:27 AM by shorttough
Closed account still reporting balance almost paid... [ 1 2 ]	11	mwmiller82	620	‎12-20-2012 09:13 AM by mwmiller82
How to get the best FICO score ? Advice	1	pat0812	489	‎12-19-2012 03:23 PM by HiLine
Bumping Score by increasing deposit on secured CC?	6	ficofamily	656	‎12-19-2012 03:21 PM by HiLine
How exactly do charge cards impact utilization?	5	p-	422	‎12-19-2012 12:47 PM by p-
Credit Score scam!! [ 1 2 3 ]	25	Sam-E	4571	‎12-18-2012 10:23 PM by webhopper
myfico using different TU scoring algorithm than i... [ 1 2 ]	12	maxedout	536	‎12-18-2012 03:46 PM by Credit_Crazy185
Hard Inquiries on one credit report affect the oth...	1	NoFear20m	268	‎12-18-2012 10:01 AM by llecs
Fico 547	1	Micasa	275	‎12-17-2012 11:25 PM by Shogun
"Score Watch" change, but it doesn't tell you why?	4	Mike_B03	371	‎12-17-2012 12:53 PM by HiLine
It goe down, but doesn't come back up	5	DallasNative	600	‎12-16-2012 04:29 PM by sphinx313
New credit a bucket?	2	my-own-fico	374	‎12-16-2012 12:29 PM by RobertEG
Question	2	naf	208	‎12-16-2012 09:04 AM by my-own-fico
Score dropped 56 points!!	3	John8818	469	‎12-15-2012 09:38 PM by llecs
Two 30-point hits!	4	Jmtdallastx	450	‎12-15-2012 02:02 PM by Croselx
Effect of mortgage being PIF and new refi not post...	4	crunching_numbers	420	‎12-15-2012 01:21 PM by my-own-fico
FICO Score Breakdown (i.e., "Credit Mix") [ 1 2 3 ]	20	tb_purchasesonline	805	‎12-15-2012 07:52 AM by GregB
How does the AAoA work?	5	BearsAndTurtlesRtheBest	501	‎12-14-2012 10:27 PM by BearsAndTurtlesRtheBest
First Fico Scores.	7	eviLution	543	‎12-14-2012 08:57 PM by webhopper
71 point bump... [ 1 2 ]	10	Andrew22	820	‎12-14-2012 12:15 PM by gingerdad

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.

FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.