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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
myFico score simulator?	8	awdsmama	793	‎12-03-2012 02:26 PM by tshope4205
Inquiry appears twice	7	EaglesFan2006	414	‎12-02-2012 09:33 PM by llecs
Close youngest card to raise score?	2	bchaney	298	‎12-02-2012 11:58 AM by bchaney
Does having a $0 balance on all of your accounts h...	3	pat0812	537	‎12-02-2012 06:55 AM by my-own-fico
Utilization factoring? [ 1 2 ]	15	tisch0791	628	‎12-02-2012 12:04 AM by ready13
My Vantage TU score shot up	1	dodgerslv	342	‎12-01-2012 03:06 PM by bettercreditguy1
Is the AAoA only on credit cards or on loans as we...	2	pat0812	318	‎12-01-2012 10:47 AM by llecs
it's all about money	2	SleezeBall	260	‎12-01-2012 10:37 AM by llecs
Anyone ever had a Hard Pull Inquiry Removed from t...	6	daisyduke	1266	‎11-30-2012 10:07 AM by llecs
erroneous collection removed - what to expect? and...	1	vegas2k	231	‎11-30-2012 03:30 AM by bichonmom
70 point drop?	3	Rdillon2	333	‎11-29-2012 04:07 PM by llecs
How long before score is updated [ 1 2 ]	17	anthill927	604	‎11-29-2012 10:39 AM by Swapmeet
Revolving Credit	5	trauma_medic84	375	‎11-28-2012 02:00 PM by GregB
Consumer Finance Companies [ 1 2 3 4 ]	32	mattwarner	5781	‎11-27-2012 07:06 PM by AndySoCal
How much does OTL account affect credit score	2	robcerff	283	‎11-27-2012 10:15 AM by RobertEG
Flexible spending credit card [ 1 2 ]	11	NhanNguyen	1085	‎11-27-2012 05:31 AM by kekrre
USAA has my TU score at 9002.	5	thankfulheart	606	‎11-27-2012 03:16 AM by thankfulheart
Inquiry questions	3	Sneekn4u	326	‎11-26-2012 08:57 PM by llecs
What are consumer finance accounts? [ 1 2 ]	15	nearlythere	971	‎11-26-2012 03:57 PM by wldhrses
Inq question...	2	hoping2rebuild	285	‎11-26-2012 03:40 PM by llecs
Average age of credit or length of credit	6	ycart	503	‎11-26-2012 02:41 PM by my-own-fico
Does "Over limit" hurt?	2	jhc7399	293	‎11-26-2012 11:54 AM by llecs
Myfico EQ report dropped because of a change of ad...	7	UplandCitizen	464	‎11-26-2012 11:38 AM by UplandCitizen
Advise, please?	3	cabrix	237	‎11-26-2012 10:51 AM by llecs
1 year mark......Just curious	4	hoping2rebuild	414	‎11-26-2012 10:28 AM by llecs
Confused about scores	6	skinsfan83	428	‎11-26-2012 08:32 AM by GregB
score or no score change [ 1 2 ]	13	Repo-ed	457	‎11-26-2012 05:57 AM by Repo-ed
New Cards and Score [ 1 2 ]	13	carl1167	473	‎11-25-2012 08:19 AM by llecs
36 pt. difference in Walmart TU and myfico TU? [ 1 2 ]	14	racer-x	914	‎11-25-2012 04:40 AM by brother7
Is there a chance???	3	kobe2012	261	‎11-24-2012 06:04 PM by Epcot

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.