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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Credit Score Drop?	5	Sinarta	1021	‎04-14-2008 08:50 PM by RobertEG
FICO should release their formula [ 1 2 3 4 5 6 7 8 9 10 » ]	98	unknown_entity	1948	‎04-14-2008 07:36 PM by RobertEG
Up Down Up Down?? Wha???	7	madameozzie	1190	‎04-14-2008 07:31 PM by haulingthescoreup
MyFICO EQ Score - Util - Very Good to Great [ 1 2 ]	11	MidnightVoice	1218	‎04-14-2008 01:15 PM by smallfry
INQ POINTS/SCORING	7	rom828	1273	‎04-14-2008 07:30 AM by rom828
Any Form Letters for CRA for non-DV/non-OCs?	0	nyccc2	650	‎04-14-2008 06:37 AM by nyccc2
employment inquiries	1	Shawshaw	832	‎04-13-2008 08:02 PM by ByrdMan
Question about increasing a FICO score [ 1 2 ]	11	Cincybound	1791	‎04-13-2008 01:55 PM by llecs
Scores,Income, and frustration	3	pawpaw52	1243	‎04-13-2008 01:32 PM by ilovepizza
Effects of closed accounts on fico score	6	CreditBob	1158	‎04-13-2008 12:07 PM by haulingthescoreup
Moved: Paid collection Negotiation	0	haulingthescoreup	745	‎04-13-2008 09:52 AM by haulingthescoreup
fico increase	2	kincaid	999	‎04-12-2008 09:15 PM by stevie2
credit score	2	ssdmsd	1488	‎04-12-2008 09:11 PM by ByrdMan
Moved: Advice of paying/not paying old charge off	0	haulingthescoreup	809	‎04-12-2008 09:06 PM by haulingthescoreup
Help! I really need a quick bump up! {Newbie here}	6	aprilangel	1629	‎04-12-2008 07:49 AM by haulingthescoreup
myFICO score question and displayed	3	antsmith101	1164	‎04-11-2008 09:02 PM by antsmith101
Soft Inquiries - What do they see? [ 1 2 ]	12	Boscoe	19675	‎04-11-2008 07:08 PM by RobertEG
Available credit...good and bad??? [ 1 2 ]	11	borg_cube	2702	‎04-11-2008 06:45 PM by borg_cube
Predictions on the degree of annhilation to FICO.....	5	TexMontana	1506	‎04-11-2008 04:08 PM by TexMontana
FICO scoring is crazy!	1	waiting4credit	912	‎04-11-2008 11:58 AM by rebuilder
Interesting swing in couple of days	1	ZoomZoom	865	‎04-11-2008 11:46 AM by cheddar
how much to dispute?	4	kerripr	1434	‎04-11-2008 11:43 AM by kerripr
Moved: Help!!	0	haulingthescoreup	734	‎04-11-2008 11:24 AM by haulingthescoreup
Moved: MY GW SUCCESS LIST FOR TODAY	0	cheddar	758	‎04-11-2008 11:09 AM by cheddar
Does refinancing help FICO scores?	6	Boscoe	1151	‎04-11-2008 10:20 AM by Boscoe
Strategy to improve score	3	homeowner16	956	‎04-11-2008 09:17 AM by ByrdMan
Moved: Should I send a dispute into the CRA's--CA didn't ...	0	cheddar	793	‎04-11-2008 08:48 AM by cheddar
CREDIT DUE TO OVERPAYMENT---WHAT TO DO?!	4	rom828	1168	‎04-11-2008 06:57 AM by Moobs
How to clean up my report	3	Resa2die4	1080	‎04-11-2008 03:20 AM by llecs
rasiing my score [ 1 2 ]	10	cubs09	1379	‎04-10-2008 06:34 PM by Traveltosurvive

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.