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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Sorry... but I am totally confused [ 1 2 ]	12	ChristopherAS	2336	‎11-08-2007 10:28 PM by RobertEG
does "largest past balance" get counted for anythi... [ 1 2 ]	10	haulingthescoreup	1975	‎11-08-2007 06:30 PM by haulingthescoreup
How much drop will I see if I apply for a car loan...	5	concorduser	1543	‎11-08-2007 05:22 PM by concorduser
How FICO treats Collection vs Paid Collection [ 1 2 ]	15	concorduser	4975	‎11-08-2007 04:23 PM by haulingthescoreup
I'm pretty nervous about...	1	caliking	1259	‎11-08-2007 01:36 PM by Noah_Bodie
need some help fixing my TU score...	1	maxedout	1232	‎11-08-2007 01:33 PM by Noah_Bodie
Paying off accounts	1	Jeana	1228	‎11-08-2007 01:30 PM by Noah_Bodie
Help with an old card on my report	1	smd0222	1540	‎11-08-2007 11:41 AM by Sylviatob
His vs Hers~Read it and Weep	3	lilacteapot	1308	‎11-08-2007 08:53 AM by Sylviatob
Moved: Mortgage points	0	Tuscani	782	‎11-08-2007 08:41 AM by Tuscani
Tips on improving credit score	5	fixmycredit	2111	‎11-08-2007 07:24 AM by Noah_Bodie
How long does it take for FICO to update after a C...	4	cheezwhiz	1898	‎11-07-2007 10:49 PM by dejohnny
Credit report showing credit card with zero max bu...	5	GregOK	1574	‎11-07-2007 05:32 PM by jtdjtd
MyFico Report "reasons"	3	Dawn	1422	‎11-07-2007 04:46 PM by haulingthescoreup
So, Once I Pay Off All My Bills....Then What?	4	typist	2244	‎11-07-2007 02:23 PM by TheCynicalOne
Moved: Vantage Score - Question Re: Factors hurting score	0	fused	1006	‎11-07-2007 10:14 AM by fused
Reviewed my 3-Bureau Report, couple Qs!	4	KristoKN	1635	‎11-07-2007 07:12 AM by jackg
Patience is required when trying to repair and inc...	2	Madison	1190	‎11-07-2007 06:30 AM by Sylviatob
Trying understand scores	3	wmarat	1324	‎11-06-2007 08:23 PM by wmarat
Positive vs. Negative	3	garrettrg1639	1422	‎11-06-2007 08:09 PM by Timothy
Credit score question?	2	hopie	960	‎11-06-2007 07:50 PM by hopie
Equifax score Vs Identity Gaurd score [ 1 2 ]	15	darkblue	4905	‎11-06-2007 06:45 PM by Timothy
how do i get rid of old accounts- new member	2	camcam	1214	‎11-06-2007 02:58 PM by Noah_Bodie
duha..	3	Diddlydog	1233	‎11-06-2007 02:53 PM by Noah_Bodie
What is the best product to buy for Credit Scores?	2	Schoolbuskid	1588	‎11-06-2007 02:46 PM by Noah_Bodie
When does the SOL run out?	1	miskiss	954	‎11-06-2007 02:38 PM by Noah_Bodie
How does credit "negotiation" effect score?	2	izod	1025	‎11-06-2007 02:14 PM by Noah_Bodie
Closed by consumer accounts	2	steffiejoe	1187	‎11-06-2007 02:05 PM by Noah_Bodie
Once you obtain all 3 FICO scores......	2	mugga	1275	‎11-06-2007 01:57 PM by Noah_Bodie
Fico for new imigrants - please help	2	Williej4	1085	‎11-06-2007 01:52 PM by Noah_Bodie

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.