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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Credit Score- Back-up? Archive? History?	2	emart	832	‎09-12-2007 07:32 AM by masdeocho
Credit drop of -120 points?	3	emart	1131	‎09-12-2007 06:26 AM by MidnightVoice
what sort of things are installment credit?	6	haulingthescoreup	1621	‎09-12-2007 05:36 AM by Timothy
I'm confused	3	typist	1068	‎09-12-2007 04:27 AM by Tuscani
Update on my scores	6	isisblue	1402	‎09-12-2007 04:27 AM by Tuscani
New FICO scores re AU	4	Red14	1040	‎09-12-2007 04:24 AM by Tuscani
How to Increase a Low Credit Score	2	pixie	1164	‎09-11-2007 07:18 PM by hdj
Hard Inq. on CLI request	7	ficus	2190	‎09-11-2007 07:17 PM by Cooneyca
Cingular can go forth and multiply	0	MidnightVoice	912	‎09-11-2007 01:59 PM by MidnightVoice
can your fico score go down from car rental compan...	8	johnpalley	3030	‎09-10-2007 11:05 PM by Tavares
Fico Score & Chapt 13 Bankruptcy	0	APR	758	‎09-10-2007 07:13 PM by APR
Moved: What about Score Watch for TU and EX?	0	Tuscani	671	‎09-10-2007 04:29 PM by Tuscani
FICO calculation only go back 7 years on public re...	7	Lucifuhrman	1498	‎09-10-2007 11:01 AM by Tuscani
Moved: Myfico.com Trial Period	0	Tuscani	699	‎09-10-2007 09:44 AM by Tuscani
Second CC with same CCC	2	ficus	1003	‎09-10-2007 01:22 AM by andyaycw
Length of Credit History	2	paisley	902	‎09-10-2007 01:20 AM by andyaycw
FICO factor - new credit	1	paisley	846	‎09-09-2007 09:08 PM by Timothy
More CCs now or later	8	ficus	1469	‎09-09-2007 08:24 PM by ficus
Moved: CLI on Activation - HOW TO	0	fused	712	‎09-09-2007 03:32 PM by fused
collection inquiry after 4 years	1	smca	919	‎09-09-2007 12:26 PM by Brammy
adding on as AU/JT on spouse's Discover card with ...	0	haulingthescoreup	723	‎09-09-2007 10:21 AM by haulingthescoreup
Score increased and then dropped help!!!!!!!!!!!	0	vaupinya1	748	‎09-09-2007 07:05 AM by vaupinya1
When do the points drop off from an inquiry...is i...	3	bsf56	1070	‎09-08-2007 08:38 PM by bsf56
Info not up to date on all reports, can I/how to f...	0	melandnorm	791	‎09-08-2007 04:42 PM by melandnorm
Understanding 'middle' score	1	melandnorm2	904	‎09-08-2007 03:11 PM by fused
On A Scale Of 1-10, How Good or Bad A Shape Am I I...	1	typer	992	‎09-08-2007 02:08 PM by TheNewWorldMan
Suppressed pending credit grantor update	3	thomasil74	2558	‎09-08-2007 05:44 AM by Tuscani
chapter 13 .the after math	1	mike73	826	‎09-08-2007 05:43 AM by Tuscani
New Account, Same Company	1	VOSOT	699	‎09-08-2007 05:39 AM by Tuscani
Has anyone tried creditreport.com?	1	Michelle27	923	‎09-08-2007 05:24 AM by Tuscani

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.