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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
How long do lates stay on your report?	4	Tullspring	1587	‎06-29-2007 05:46 PM by snodog
How does FICO calculate the average age of account... [ 1 2 ]	18	MidnightVoice	2003	‎06-29-2007 01:34 PM by Tuscani
FICO dropped - interesting figures on util and Sco...	7	MidnightVoice	1660	‎06-29-2007 12:58 PM by MidnightVoice
Opened new account to increase EQ	2	2BDEBTFREE	1040	‎06-29-2007 12:47 PM by smallfry
My brother ran up a bill in my name and the credit... [ 1 2 3 ]	23	thick	2038	‎06-29-2007 09:04 AM by devhip
One-third of nation flying blind with credit	3	Noah_Bodie	1569	‎06-29-2007 01:38 AM by Noah_Bodie
FICO score different on different services	2	UNOBizStudent	879	‎06-28-2007 08:10 PM by ilovepizza
Dumb Question but...	2	theshadow12345	1382	‎06-28-2007 05:39 PM by Noah_Bodie
I have a collection that only appears on my EQ CR....	5	KangaPong	1220	‎06-28-2007 03:59 PM by KangaPong
99 points in 6 weeks [ 1 2 3 ]	21	MidnightVoice	3150	‎06-28-2007 12:47 PM by masdeocho
thank god my amex online account is fixed...	2	dog	1216	‎06-28-2007 12:17 PM by dog
How to dispute when lender info is unavail [ 1 2 ]	17	tallgirl375	2447	‎06-28-2007 08:21 AM by dog
Collection on Eq if paid will the CA report with m...	1	diggumsmacks	884	‎06-28-2007 05:12 AM by Tuscani
Advice Needed: Mortgage - FICO Scores	6	AZCats	2000	‎06-27-2007 10:48 PM by TheNewWorldMan
FICO says, closing won't help your score! BUT Clos...	5	ilovepizza	1294	‎06-27-2007 07:11 PM by smallfry
transunion.com and transunioncs.com???	3	happytexas2	2182	‎06-27-2007 07:09 PM by happytexas2
article: how many credit cards is too many [ 1 2 ]	18	dog	2231	‎06-27-2007 04:44 PM by Skiffy
Credit Cards [ 1 2 ]	18	SGT_F	1709	‎06-27-2007 04:00 PM by Tuscani
The Prestigious Fico Score average will drop from ... [ 1 2 ]	13	diggumsmacks	2483	‎06-27-2007 03:15 PM by Skiffy
Unfair credit abuse	3	GT	1771	‎06-27-2007 12:02 PM by GT
Moved: Faxing a DV letter?	0	fused	411	‎06-27-2007 09:57 AM by fused
Growing Angst Over ScoreWatch Value	4	Noah_Bodie	1447	‎06-27-2007 02:56 AM by smallfry
FICO tactics/tricks	8	crocpa	2205	‎06-26-2007 11:24 PM by girlie
I read the Credit101 thread but still not sure abo...	6	TCarson	1545	‎06-26-2007 07:34 PM by Tuscani
How many FICO Points?	5	mesmommie	2369	‎06-26-2007 06:59 PM by cinoeye
What to do about bad credit	8	Zeryl	2061	‎06-26-2007 04:45 PM by dog
How to BOOST your score. May easily apply to every... [ 1 2 3 4 ]	39	ilovepizza	2746	‎06-26-2007 04:38 PM by dog
How much will my score be affected? [ 1 2 3 ]	21	Mr_Michael	1746	‎06-26-2007 04:34 PM by dog
Moved: Understanding The Upcoming FICO Scoring Changes fo...	0	Tuscani	837	‎06-26-2007 01:54 PM by Tuscani
Should I move to dismiss?	2	madriley	1176	‎06-26-2007 01:41 PM by dog

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.