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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Should monthly payments on closed and 0 balance ac...	1	sjh	1034	‎06-14-2007 03:08 PM by ilovepizza
Success!!!!!!!!!!!!!!!!! [ 1 2 3 ]	21	MidnightVoice	1788	‎06-14-2007 11:16 AM by MidnightVoice
Are the MyFICO scores the exact same as mortgage l...	8	sjh	2699	‎06-14-2007 09:03 AM by rifleman
TU Identity Deluxe	1	smallfry	1269	‎06-14-2007 05:09 AM by Timothy
The amount owed on your revolving accounts is too ...	4	gtech	2842	‎06-14-2007 02:03 AM by gtech
transfering balances lowers FICO???	3	widmerpool	1225	‎06-13-2007 08:26 PM by smallfry
Credit Score 999 or blank?	7	jrhende2	4042	‎06-13-2007 11:43 AM by Noah_Bodie
Credit score fluctuations	1	focciagreen	1822	‎06-13-2007 10:31 AM by Tuscani
Employer and Fico score	5	cam	1758	‎06-13-2007 09:05 AM by Irvin
Need some insight...	2	07sky04	1481	‎06-13-2007 07:35 AM by Timothy
True Credit	5	girlie	1970	‎06-13-2007 07:26 AM by steelfan
Increasing spouses score	2	Ghostrider	1207	‎06-13-2007 05:48 AM by MidnightVoice
Account duplication	4	charisma2	1897	‎06-12-2007 11:21 PM by michelle00
Student Loan question	8	noni	2974	‎06-12-2007 09:39 PM by Anteraan
What kind of scam is this? Tuscani, TNWM, Noah? [ 1 2 3 ]	23	ObsessedwithmyFico	2824	‎06-12-2007 06:36 AM by Tuscani
Score decrease after payoff	4	charisma2	1606	‎06-12-2007 06:13 AM by Tuscani
Why there is such a great discrepancy between scor...	1	manjax	1089	‎06-12-2007 05:00 AM by Tuscani
How mortgage payments affect FICO score	2	chartley3	1365	‎06-11-2007 10:17 PM by OneMortgageGuy
Personal Experience [ 1 2 3 ]	25	kgkphd	3125	‎06-11-2007 08:26 PM by Anteraan
Consolidating	1	sankofa	1449	‎06-11-2007 07:18 PM by Tuscani
When does Trans Union Update?? [ 1 2 ]	11	willhbauto	9476	‎06-11-2007 04:51 PM by SoulSmilen
What impact will past due reporting on Charged Off...	5	Global1	3204	‎06-11-2007 12:13 PM by chartley3
revolving credit vs installment loan effect on FIC...	3	mloupagu	2235	‎06-11-2007 08:40 AM by Tuscani
GW Letters.. a few questions...	3	07sky04	1642	‎06-11-2007 08:37 AM by Tuscani
Need some advice - New rewards CC or not? Will it ...	3	smodom	1416	‎06-11-2007 06:45 AM by Tuscani
FICO says my score of 689 is higher than 38% of al... [ 1 2 3 ]	27	jred	3549	‎06-10-2007 09:24 AM by jandm
will pay off increase score	4	newhome	1837	‎06-10-2007 12:38 AM by Noah_Bodie
Scores went down?????	3	Speedy	1558	‎06-09-2007 08:05 PM by Speedy
FAKO Question	9	Neblett	2778	‎06-09-2007 07:42 PM by ilovepizza
Re-age????	5	destinyschild	2591	‎06-09-2007 07:16 PM by destinyschild

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.