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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Increase in Scores----Yippee!	3	girlie	1281	‎06-06-2007 04:00 AM by Tuscani
How is Spouses credit score affected? [ 1 2 ]	11	yachtsnfun	3195	‎06-06-2007 03:58 AM by Tuscani
How can I get my score up considering this...	5	Treadted2	1744	‎06-06-2007 03:55 AM by Tuscani
How do you determine your Debt to Income Ratio?	5	coaching_goddess	2215	‎06-05-2007 11:51 PM by 3rd325
When does negative info get deleted?	2	Spiffy	1597	‎06-05-2007 10:08 AM by Tuscani
sharing credit card with family member--help me	1	mighty	900	‎06-05-2007 09:16 AM by Tuscani
Good REBUILDER cards reviewed	4	LadyFICO	2833	‎06-05-2007 08:14 AM by masdeocho
Not allowing someone to pull your CR	9	credituser	2308	‎06-04-2007 11:32 PM by Noah_Bodie
The Evasive FICO Equation [ 1 2 3 ]	20	Nick777	3157	‎06-04-2007 04:33 PM by ilovepizza
Public record	8	bigmomma	1879	‎06-04-2007 02:09 PM by bigmomma
Verification Received!! 1 of 2 baddies removed!!	2	ObsessedwithmyFico	1406	‎06-04-2007 12:57 PM by Tuscani
Thank you to all for your contribution!	9	ctnbpl	1976	‎06-04-2007 07:19 AM by MidnightVoice
Total Number of Accounts on Report is Hurting my F...	6	Sillygirl	1715	‎06-04-2007 06:23 AM by Timothy
Time Warner unauthorized credit pull	1	Mindnumb	1135	‎06-03-2007 07:13 PM by Tuscani
What amount should I offer to settle? [ 1 2 ]	10	songman50	3652	‎06-03-2007 06:23 PM by Timothy
Getting CC Companies to Update Balances	1	UnderEstimated	938	‎06-03-2007 05:14 PM by Timothy
Made Trips 700	9	smallfry	2068	‎06-03-2007 12:26 PM by masdeocho
Score increase for initiating a dispute?	1	Felicity	1302	‎06-02-2007 09:36 PM by Tuscani
Can you trick the FICO system? Here's my idea. [ 1 2 ]	11	McGrawgal	4285	‎06-02-2007 02:17 PM by MidnightVoice
Where do HELOC's fit in?	5	Felicity	1573	‎06-02-2007 07:01 AM by Timothy
Hi, I was trying to make a balance below 50% on al...	1	trinatustin	1021	‎06-01-2007 05:39 PM by Tuscani
Does a Request to reduce APR generate an inquiry?	1	Nick777	991	‎06-01-2007 05:33 PM by Tuscani
Paying off Debt [ 1 2 ]	14	velo90	2333	‎06-01-2007 02:00 PM by Noah_Bodie
Tired of seeing your score rise or drop without kn... [ 1 2 ]	19	lil_genuine2004	2073	‎06-01-2007 11:57 AM by TheNewWorldMan
Dangers of AU?	6	Nick777	1968	‎06-01-2007 11:03 AM by masdeocho
Credit Score droped 82 points?	4	FIRE860	1444	‎06-01-2007 10:25 AM by ilovepizza
Credit Card Charge-offs	1	davej9500	949	‎06-01-2007 08:55 AM by Tuscani
Does a refund count as a payment?	1	Nick777	1057	‎06-01-2007 03:22 AM by Tuscani
Equifax...surely borne out of the embers of chaos ...	1	barderspond	983	‎05-31-2007 09:25 PM by ilovepizza
Credit history from when I was 3 years old? [ 1 2 ]	14	TimTeee	2034	‎05-31-2007 07:55 PM by Nick777

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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