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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
credit card to boost score	1	happyone	1763	‎04-07-2007 05:31 AM by Brammy
paid creditor/ still in collections	1	gardawg	1739	‎04-06-2007 11:01 PM by mrpego
Credit Card Question	4	Vapchez	2619	‎04-06-2007 09:06 AM by Brammy
If I am added as AU of CC, will my score jump?	2	BDL	1599	‎04-06-2007 07:20 AM by jaybee
When do new accounts age enough to help you?	1	zachzchw	1517	‎04-05-2007 09:58 AM by Brammy
Utilization.......TOTAL or per CARD	1	zachzchw	1565	‎04-05-2007 09:56 AM by Brammy
MyFico and Credit Bureau FICO Scores Different	1	8o5	1440	‎04-05-2007 02:15 AM by okrogius
Can Fico Score Change when using Credit Cards Rare...	5	MM1234	2237	‎04-04-2007 12:20 PM by vicki
FICO vs "FAKO"	2	bigred	1701	‎04-04-2007 09:35 AM by Brammy
Which is better: Lower Utilization or Longer Credi...	2	Justin_Bailey	1625	‎04-04-2007 06:40 AM by Justin_Bailey
Credit Rating A + or C	0	TMA	1919	‎04-03-2007 02:06 PM by TMA
The Score	1	HArley	1442	‎04-03-2007 01:37 PM by Brammy
Current Status and Report Date	3	harleyrider	2171	‎04-03-2007 05:26 AM by Credit_Author
My next strategy to help raise my fico score	2	antredd67	2693	‎04-03-2007 05:18 AM by Credit_Author
Is Income weighed any on your FICO?	6	HighScore	2703	‎04-03-2007 05:14 AM by Credit_Author
I'm sure this one's been asked before, but....	1	nonag	1398	‎04-03-2007 05:07 AM by Credit_Author
Important: TransUnion Issues	8	Skiffy	3017	‎04-02-2007 10:26 PM by Dolly1213
WHICH SCORE WILL THE LENDERS USE?	2	newtypedude	1947	‎04-02-2007 08:50 PM by Credit_Author
Good credit marries horrible credit-- what are the...	9	dixie229	3940	‎04-02-2007 08:44 PM by Credit_Author
how long does it take to raise fico scores [ 1 2 ]	13	southie	8085	‎04-02-2007 08:30 PM by yoreljm
Best one card utilization ratio	8	Brammy	3301	‎04-02-2007 05:59 PM by antredd67
Good timing and a question	4	noni	1943	‎04-02-2007 12:48 PM by Brammy
What time?	1	twnkltoz	1373	‎04-02-2007 11:19 AM by Skiffy
Score Help and better understanding?	1	Titus	1599	‎04-02-2007 06:17 AM by Brammy
Please help! TU fico dropped 75 points in 2 days!...	1	Dolly1213	1711	‎04-02-2007 06:13 AM by Brammy
Score not changing	9	orl2185	4493	‎04-02-2007 05:43 AM by Brammy
Can someone offer advice? [ 1 2 3 4 ]	32	Drew	4158	‎04-01-2007 11:11 PM by Skiffy
Question about Account Status	9	Drew	3129	‎04-01-2007 02:52 PM by Brammy
Scoring of "no preset limit" credit cards	7	hdporter	3715	‎04-01-2007 01:32 PM by Skiffy
Can't get abve 699 - pls help	2	NYCLKPE	1929	‎04-01-2007 01:22 PM by yoreljm

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.