Community:
Forum
Blog

Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
MyFICO TransUnion 98 FICO Score vs. Current Transu...	1	AlexDmv	352	‎05-30-2012 12:14 PM by pizzadude
Huge Jump in Equifax score [ 1 2 ]	15	Misshopeful72	1013	‎05-30-2012 11:08 AM by abcron4043
My util % and my score	1	ando35	172	‎05-30-2012 07:55 AM by llecs
What is Vantage score???	7	rosa29617	2575	‎05-30-2012 06:53 AM by topnacci
How much of a boost will paying off cards get me?	3	JPersat	401	‎05-29-2012 11:39 PM by mtrsprt
Should I get a car loan now or later?	4	Ostler	521	‎05-29-2012 07:34 PM by psychoinhell
FICO Score Simulator - inconsistent results [ 1 2 ]	16	lolabelle	425	‎05-29-2012 06:30 PM by JenniferinFL
Scorewatch alert interpretation	2	golo	149	‎05-29-2012 02:29 PM by golo
Score went up 15 points!	1	ando35	242	‎05-29-2012 11:58 AM by llecs
When does hard pull reflect score	3	vegas757	197	‎05-29-2012 10:42 AM by pizzadude
Does anyone know the magic number..... [ 1 2 ]	10	TilltedBrim	491	‎05-28-2012 10:29 AM by sunshine7157
New AMEX accounts and Do they really hurt?	6	Crashem	373	‎05-27-2012 09:38 PM by drkaje
Moved: Is this good enough	0	MarineVietVet	56	‎05-27-2012 06:06 PM by MarineVietVet
Will settling a debt lower my score?	5	maygirl	723	‎05-27-2012 03:49 PM by MarineVietVet
My Debt Utilization down to 3%, score still unchan...	5	Razeus	416	‎05-27-2012 09:58 AM by psychoinhell
inqs weighted?	4	psychoinhell	220	‎05-26-2012 05:02 PM by Crashem
100 point difference same info	4	Hortilux	330	‎05-26-2012 03:28 PM by DaveSignal
Lower Credit Utilization by pre-paying credit card... [ 1 2 ]	10	cheerios	447	‎05-26-2012 12:43 PM by llecs
"factors impacting your score" [ 1 2 ]	11	irving_magik	404	‎05-26-2012 12:31 PM by irving_magik
my score is stuck!?!	6	jaron002	324	‎05-26-2012 12:22 PM by llecs
IQ and FICO score	9	Braydon	493	‎05-26-2012 09:41 AM by psychoinhell
Maximizing Credit Utilization - Please help	7	st1	348	‎05-26-2012 08:43 AM by Crashem
Minimum Requirements for a FICO Score ??	8	veracious	503	‎05-26-2012 08:35 AM by annielorie
Why do I get different fico scores for transunion [ 1 2 ]	15	dekelley1	1010	‎05-26-2012 07:14 AM by pakman92
Credit Scores vs. FICO Score [ 1 2 ]	10	cmv0602	7705	‎05-25-2012 11:35 PM by psychoinhell
What are lenders using to evaluate Experian report...	6	Martyr1207	372	‎05-25-2012 04:39 PM by MattH
SO confused about Negative Indicators...Please hel... [ 1 2 ]	10	AshCas	559	‎05-25-2012 03:12 PM by golo
Moved: How best to use my Airline credit cards? My credit...	0	MarineVietVet	57	‎05-25-2012 12:58 PM by MarineVietVet
May be a stupid question...Is BK7 considered a del...	8	Melissalyn17	498	‎05-25-2012 09:07 AM by JenniferinFL
Score Increase after 30 days?	2	maygirl	315	‎05-24-2012 06:55 PM by maygirl

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.

FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.