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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
FICO score in NY	1	pokerpro	154	‎06-08-2012 10:40 PM by pizzadude
Deferred loans	3	dwmaso001	224	‎06-08-2012 09:48 PM by laz98
Moved: Account	0	llecs	55	‎06-08-2012 06:24 PM by llecs
No Equifax score???? Please help!!	1	Megacab07	509	‎06-08-2012 01:43 PM by MarineVietVet
New CC.. No FICO change?	4	apandabear	268	‎06-08-2012 11:25 AM by Mailak
Moved: JDB CA selling account	0	llecs	57	‎06-08-2012 09:32 AM by llecs
Bogus changes to score [ 1 2 ]	10	Datdamwuf	319	‎06-08-2012 06:48 AM by GregB
UGH. More FICO confusion. TU FICO dropped	4	ztnjpv	282	‎06-08-2012 01:31 AM by marty56
Moved: Need score boost from 712 to 720	0	MarineVietVet	108	‎06-07-2012 10:02 PM by MarineVietVet
Authorized user used to boost score. [ 1 2 3 ]	23	Lasardo	1638	‎06-07-2012 06:44 PM by AndySoCal
Does credit balance impact scores?	9	BoysMumx2	462	‎06-07-2012 06:11 PM by BoysMumx2
Baddies Falling Off-Old Positive Closed Accounts? [ 1 2 ]	10	lnacen	410	‎06-07-2012 01:54 PM by Lasardo
Chase AU to joint with no inquiries	6	pokerpro	221	‎06-07-2012 12:10 PM by annielorie
Moved: score watch alert does not work	0	MarineVietVet	80	‎06-07-2012 12:07 PM by MarineVietVet
Moved: Would this be considered "Re Aging" the account?	0	llecs	74	‎06-07-2012 11:54 AM by llecs
"perfect" utility???	6	maygirl	267	‎06-07-2012 09:19 AM by maygirl
What caused my score to drop?	5	Steelersfan904	300	‎06-07-2012 03:42 AM by Steelersfan904
Bringing Up My Score!	2	mooimabear_	280	‎06-06-2012 06:13 PM by MarineVietVet
AAoA and potential score drop	2	westo12	272	‎06-06-2012 05:21 PM by westo12
How will getting an Amex Zync card affect my credi...	1	nm825	579	‎06-06-2012 12:58 PM by pizzadude
One account showing as 2 collections?!?!?	4	jcstarkey8826	294	‎06-06-2012 09:35 AM by MarineVietVet
Moved: Am I being doubly hit for judgment and original ac...	0	MarineVietVet	83	‎06-06-2012 09:32 AM by MarineVietVet
Transunion score different from 2 different report...	1	dannyc1005	327	‎06-05-2012 06:47 PM by marty56
How do old accts hurt score?	5	tictoc	266	‎06-05-2012 06:23 PM by tictoc
authorized user affect on credit score	7	noochski	830	‎06-05-2012 05:31 PM by Lasardo
How long before an account is "inactive?"	3	cassembler	299	‎06-05-2012 09:23 AM by llecs
Question re: Apt. Rental Apps	2	Cloudlb	164	‎06-05-2012 09:21 AM by Cloudlb
I give up FICO, you win	3	spengbab	355	‎06-05-2012 07:39 AM by Revelate
Credit Inquiries	8	funkdefino	349	‎06-05-2012 01:56 AM by marty56
Applied for a store card, denied...but my score in...	4	iamdetermined	360	‎06-04-2012 12:57 PM by iamdetermined

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.