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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Paying Down Installment Loan - as Effective as Pay...	3	jones2929	185	‎04-18-2013 05:18 PM by llecs
How long do late payments stay on credit report? [ 1 2 ]	10	fico-newbie33	34039	‎04-18-2013 03:58 PM by GameRush01
hard pulls	3	CLANCY910	266	‎04-18-2013 12:49 PM by boomhower
Moved: Legality of Experian selling 'Credit Scores'?	0	llecs	110	‎04-18-2013 01:49 PM by llecs
Why did my score go down?!!!	5	ccfaith12	205	‎04-18-2013 01:47 PM by InvincibleSummer3
Experian Scores...	5	KeithW	479	‎04-18-2013 07:06 AM by dddewdrop
Fico dropped 45 points for closed cc?	1	creditfixed13	168	‎04-18-2013 06:51 AM by dddewdrop
TU vs. EQ	3	poldies4	199	‎04-17-2013 05:53 PM by AndySoCal
Score went down almost 50 points due to disputing ... [ 1 2 ]	10	spencerfamlyof5	370	‎04-17-2013 01:40 PM by spencerfamlyof5
New low fico- 515	4	kivtao	313	‎04-17-2013 10:07 AM by InvincibleSummer3
How soon will closing an account factor into your ...	2	eklausmeyer	121	‎04-17-2013 09:51 AM by eklausmeyer
Score Impact of 2 Judgements	1	3MV	155	‎04-17-2013 08:08 AM by llecs
EQ scoring	1	CreditDrama85	115	‎04-17-2013 07:59 AM by llecs
prioritize paying of CC balance vs bringing 50% b...	3	shorttough	225	‎04-17-2013 01:02 AM by shorttough
FICO Score simulator	0	dubcee33	158	‎04-16-2013 10:06 PM by dubcee33
im here to try and help	0	mojobones89	95	‎04-16-2013 04:23 PM by mojobones89
Accuracy of MyFico Scores? [ 1 2 ]	19	jones2929	491	‎04-16-2013 01:40 PM by thom02099
Mortgage Hard Inquries and its impact	2	shorttough	172	‎04-16-2013 08:55 AM by foofighter74
Experian Soft Pulls	6	dodfire	269	‎04-16-2013 08:54 AM by dodfire
FICO Credit Score Help	2	JAY305	202	‎04-15-2013 06:47 PM by JAY305
Item on My FICO Score Alert doesn't show up on cre...	2	fivelabs5	209	‎04-15-2013 04:21 AM by fivelabs5
Paying down CC balances.....how much does it help?	8	Siobhanmairead	565	‎04-14-2013 08:48 PM by guiness56
How will closing my 6yr old (only) inactive accoun...	4	DanielTiger	172	‎04-14-2013 08:03 PM by bettercreditguy1
Starting Credit	9	nocredithistory	265	‎04-14-2013 12:19 PM by Gunnar419
Unfairly penalized 14 points due to change in Cred...	2	landmarkusa	299	‎04-14-2013 11:07 AM by landmarkusa
If AAoA and ult stay the same when opening new acc...	4	MazdaSpeed	184	‎04-13-2013 07:53 PM by MazdaSpeed
New line of credit/Fico drop [ 1 2 ]	14	ChiAndruw	364	‎04-13-2013 04:30 PM by hayabusa
CR updating. why are some so slow and others fast ...	1	suzook1	138	‎04-13-2013 05:02 PM by Epcot
Why did my score drop 10-15 points	7	cibolo	278	‎04-13-2013 05:01 PM by guiness56
TU 04 and TU98	1	Nettieinva	126	‎04-13-2013 02:45 PM by guiness56

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.