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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
How will closing my 6yr old (only) inactive accoun...	4	DanielTiger	177	‎04-14-2013 08:03 PM by bettercreditguy1
Starting Credit	9	nocredithistory	276	‎04-14-2013 12:19 PM by Gunnar419
Unfairly penalized 14 points due to change in Cred...	2	landmarkusa	303	‎04-14-2013 11:07 AM by landmarkusa
If AAoA and ult stay the same when opening new acc...	4	MazdaSpeed	187	‎04-13-2013 07:53 PM by MazdaSpeed
New line of credit/Fico drop [ 1 2 ]	14	ChiAndruw	376	‎04-13-2013 04:30 PM by hayabusa
CR updating. why are some so slow and others fast ...	1	suzook1	140	‎04-13-2013 05:02 PM by Epcot
Why did my score drop 10-15 points	7	cibolo	286	‎04-13-2013 05:01 PM by guiness56
TU 04 and TU98	1	Nettieinva	129	‎04-13-2013 02:45 PM by guiness56
Funds added to Capitol One Secured Card????? [ 1 2 ]	10	knightlynews	270	‎04-13-2013 10:37 AM by dodfire
Walmart Fico TU Score?	3	knightlynews	328	‎04-13-2013 10:18 AM by knightlynews
FICO how you love to tease me!!!	1	dodfire	140	‎04-13-2013 04:56 AM by bettercreditguy1
Scores stalled...any suggestions?	5	dodfire	273	‎04-12-2013 07:45 PM by keithw1975
This makes NO sense?????	4	socal2013	257	‎04-12-2013 04:12 PM by UKTone
Types of credit accounts/Account mix	2	UKTone	212	‎04-12-2013 03:40 PM by UKTone
Oh em gee. My score as of today.	4	lolabelle	270	‎04-12-2013 02:13 PM by lolabelle
Credit Scoring 101 - START HERE! [ 1 2 3 4 5 6 7 8 9 10 » ]	244	Tuscani	369850	‎04-12-2013 12:10 PM by creditimproved40points
Mortgage Included in Chapter 7 now foreclosed	4	15sycamore	277	‎04-12-2013 04:11 AM by 15sycamore
Does the timing matter?	1	cowboyguy	143	‎04-11-2013 06:41 PM by AndySoCal
My FICO score verse Equifax credit score	1	D3434	296	‎04-11-2013 06:10 PM by guiness56
Equifax How Many?	6	kerbear1969	274	‎04-11-2013 03:06 PM by kerbear1969
FICO Score	8	Deltadog03	348	‎04-11-2013 01:27 PM by Deltadog03
Credit Inquiry On report	1	darrell	153	‎04-11-2013 09:57 AM by llecs
TU98 MyFico score	7	android01	455	‎04-11-2013 06:57 AM by dddewdrop
Walmart score drop......bleep	8	suzook1	415	‎04-11-2013 03:46 AM by dddewdrop
707-625	3	dabolts_619	296	‎04-10-2013 11:44 PM by soILseminole
Would Installment Loan Help My FICO?	7	indiolatino61	391	‎04-10-2013 08:13 PM by 09Lexie
What is a FAKO score?	3	creditmonarch	240	‎04-10-2013 07:17 PM by tinuviel
Dispute Caused Score to DROP	6	Seon323	234	‎04-10-2013 03:05 PM by guiness56
Judgment, collections, utilization and inquiry	3	Kathy4NU	256	‎04-10-2013 02:59 PM by Kathy4NU
Old charge off	2	buckeyelady84	129	‎04-10-2013 10:12 AM by buckeyelady84

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.