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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
If I have all of the Collections removed....	8	rkp25	895	‎01-25-2013 06:12 PM by JM-AM
trying to find the score my mortgage officer has	8	LRP	858	‎01-25-2013 05:57 PM by JM-AM
Utilization Question	3	brcamacho	482	‎01-25-2013 05:49 PM by JM-AM
Curious about one of the "negatives" on my FICO sc...	1	Telkari	382	‎01-25-2013 05:13 AM by Shogun
Mortgage Question	2	Shafter	475	‎01-24-2013 06:54 PM by JM-AM
Is There Something I Should Do?	5	bigman023	700	‎01-24-2013 06:09 PM by JM-AM
Trans Union scoring system flawed [ 1 2 ]	11	Jstic	1353	‎01-24-2013 10:06 AM by Jstic
improving Credit score	7	liodane23	944	‎01-24-2013 06:34 AM by OhioCPA
Moved: NEEDING HELP	0	llecs	162	‎01-23-2013 08:08 PM by llecs
New CC User: When To Pay CC Monthly Bill	3	RM21	454	‎01-23-2013 06:25 PM by RM21
Fico score range so large between two reporting cr... [ 1 2 ]	10	FicoNoobiski	1339	‎01-23-2013 03:10 AM by FicoNoobiski
Credit Card debt AND Line of Credit debt...Will my... [ 1 2 3 ]	25	glaucus	818	‎01-22-2013 08:32 PM by glaucus
Inquiries	1	Shafter	375	‎01-22-2013 06:59 PM by llecs
AAOA and student loans??	6	p-	547	‎01-22-2013 04:52 PM by p-
CreditXpert from Wells Fargo VS FICO what are the ...	5	zerobacan	1583	‎01-21-2013 06:35 PM by llecs
CC Debt vs. Loan Debt	4	brcamacho	577	‎01-21-2013 07:51 AM by brcamacho
Amex and "sock-drawered" cc's, and balance reporti...	7	Mr_JM	641	‎01-20-2013 07:34 PM by Revelate
Mixed Blessing: Finally got a 'ding' for having a ...	1	gamegrrl	382	‎01-20-2013 01:40 PM by Revelate
To use a card or not to use...?	6	pkarshens	628	‎01-20-2013 06:40 AM by cleansheet
Closed accounts vs. Open accounts - Which to pay d...	3	glaucus	573	‎01-19-2013 11:38 AM by chasmith
Several inqs for student loans in a short period o...	3	WallyxD	359	‎01-18-2013 05:33 PM by llecs
Order of paydown	9	jcmaroon	770	‎01-18-2013 02:32 PM by GregB
Better to have 1 card at 0% or multiple cards at u...	4	glaucus	501	‎01-17-2013 09:54 AM by Homeowner13
Define what “affects your score less over time” me...	2	glaucus	401	‎01-17-2013 07:00 AM by GregB
Will dispute affect score?	2	tcbofade	453	‎01-16-2013 03:50 PM by basballguy
Moved: Tractor Financing	0	Revelate	165	‎01-16-2013 12:31 PM by Revelate
Moved: Need help!!!!	0	Revelate	132	‎01-16-2013 12:23 PM by Revelate
My Fico Score	6	janeygirl1968	701	‎01-16-2013 09:35 AM by janeygirl1968
Paying off collection	3	deannadb6	743	‎01-16-2013 08:36 AM by whatamess
I was told to keep a positive balance on credit ca...	2	Dingler	1487	‎01-15-2013 11:38 AM by my-own-fico

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.