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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Checking My Scores	2	hoang817	321	‎07-07-2011 08:19 PM by hoang817
public record pending?	1	eric8241	239	‎07-07-2011 06:51 PM by AndySoCal
Why FAKO scores are now officially worthless! [ 1 2 ]	14	smc733	662	‎07-07-2011 06:55 AM by GregB
Score Dropped For No Reason?	5	MattieNumNums	548	‎07-06-2011 06:53 PM by AndySoCal
Creditors Pointing the Finger at Bureau and Visa V...	3	MattieNumNums	214	‎07-06-2011 06:49 PM by AndySoCal
score differences	8	PRILEY	1470	‎07-06-2011 04:49 PM by Booner72
Charge cards and utilization	4	wanttofix	377	‎07-06-2011 08:28 AM by kal9988
Rental on CR?	1	JustinIND	186	‎07-05-2011 08:12 PM by IOBA
How does closing an account with an old baddie on ...	4	swan771	237	‎07-05-2011 02:14 PM by swan771
The Mysteries of FICO Scoring	1	How12	265	‎07-05-2011 01:01 PM by llecs
Why has my score DROPPED/	2	sissiesmomma	268	‎07-05-2011 12:24 PM by llecs
Mortgage Lending fico score vs. consumer credit sc...	4	rwashington4	1561	‎07-05-2011 07:55 AM by GregB
Account Lost	5	Booner72	309	‎07-04-2011 10:07 AM by beamMEup
Question about scoring	6	pphilpot	359	‎07-04-2011 08:35 AM by pphilpot
Installments - how and when they help	6	Booner72	389	‎07-03-2011 09:18 PM by Booner72
Buckets. A nice visual.	3	brainysmurf	433	‎07-03-2011 06:58 PM by beamMEup
Transunion/Equifax Difference	6	curiousinCA	883	‎07-03-2011 03:09 PM by MattieNumNums
FICO wrong via Suze Orman	9	credit_disaster	1773	‎07-01-2011 06:39 PM by haulingthescoreup
I don't understand AAoA [ 1 2 ]	11	Booner72	588	‎07-01-2011 05:10 PM by Booner72
800-850	4	iknowicna	502	‎07-01-2011 01:36 PM by marty56
authorized user ..... yes or no??? thats the quest...	3	build_it_up	410	‎06-30-2011 07:01 PM by RobertEG
Pulling my own report - does it affect my score? [ 1 2 ]	13	Ella02	577	‎06-30-2011 01:04 PM by beamMEup
double counting on credit cards.	5	redcurls666	389	‎06-30-2011 11:40 AM by p-
Just got my Quarterly, and it eems wrong?	3	Andrew22	306	‎06-29-2011 10:30 AM by GregB
Moved: Collection Agency jacking me around	0	MarineVietVet	164	‎06-29-2011 09:52 AM by MarineVietVet
Chase Mastercard OnePass	2	kal9988	322	‎06-29-2011 06:12 AM by kal9988
Equifax Inquiry Questions	1	EaglesFan2006	314	‎06-28-2011 07:17 PM by AndySoCal
FICO Scoring	0	elconejo456	217	‎06-28-2011 02:30 PM by elconejo456
TU FICO VS EQ FICO [ 1 2 3 ]	20	addicted_to_credit	693	‎06-28-2011 08:40 AM by GregB
Is this right	2	tinkytoo	248	‎06-27-2011 10:43 AM by tinkytoo

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.