Reply
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

birthdate foul up on experian...

anyone know any reason why my birthdate on experian alternates between 1972 (correct) and 1973 (wrong)?  on tc, some days it is right, other days it is wrong??
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: birthdate foul up on experian...

Hmmmmm.. not sure. I am sure TNWM could come up with a "theory". :smileyhappy:
Established Contributor
Posts: 720
Registered: ‎05-04-2007
0

Re: birthdate foul up on experian...

I'm sure it's a "bug". :smileyhappy:

My guess is there is a creditor who is reporting an incorrect birthdate. After that creditor reports, the incorrect BD displays on the report until another creditor reports using the correct BD, and then the correct BD displays. Try calling EX and see if they can connect the incorrect BD with a specific tradeline, and then contact that creditor so they can correct their records, and report your personal info accurately.
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: birthdate foul up on experian...

thanks revike!  i wonder if this could have caused denials in the past?
Senior Contributor
Posts: 3,071
Registered: ‎05-17-2007
0

Re: birthdate foul up on experian...

[ Edited ]
Ha! My B-Day is wrong too? Dispute time. Just dispute it online. They can find your correct date by social, which they already have. Takes less than 24 hours to correct.

Message Edited by ilovepizza on 07-07-2007 10:41 AM
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Contributor
Posts: 89
Registered: ‎06-09-2007
0

Re: birthdate foul up on experian...

I wonder if it's got anything to do with a split file?  I would print the entire report under both occurences and check for variations. 
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: birthdate foul up on experian...

i thought that, crocpa....but compared the two and they are the same except for that.
Regular Contributor
Posts: 216
Registered: ‎04-19-2007
0

Re: birthdate foul up on experian...

I had this happen too.  I disputed online and I think within 48 hours it was corrected.
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: birthdate foul up on experian...

thanks guys, i will just dispute it.  hasnt happened since i posted the original msg, but sure it will again sometime soon.
Regular Contributor
Posts: 252
Registered: ‎03-16-2007
0

Re: birthdate foul up on experian...

[ Edited ]
When you see it wrong, call up EX and ask who reported your birthdate last.

Then call that company up and get it corrected with their records.

(This also applies to name variations, etc.)

If more than one creditor is reporting it wrong (unlikely in this case), it may take a while to get the right birthdate to stick.

Message Edited by Skiffy on 07-10-2007 02:07 PM

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.