04-17-2007 03:20 PM - last edited on 04-19-2007 01:43 PM by Barry
04-17-2007 07:51 PM - last edited on 04-19-2007 01:44 PM by Barry
04-18-2007 08:29 AM - last edited on 04-18-2007 10:11 AM by Raine
04-18-2007 09:30 AM
04-26-2007 03:39 PM
City, State Zip
Name of Company or CRA
City, State Zip
Dear Sir or Madam,
I am writing to dispute information on my credit report. The items I wish to dispute are listed below and also highlighted on the attached credit report.
PRIN RES MTG 1856086: NEVER INCLUDED IN A BANKRUPTCY (this loan was reaffirmed), NEVER LATE
I have been trying for some time to get a mortgage loan approved and these inaccuracies are preventing me from getting financing. Please make it a priority to correct the aforementioned errors. Keep in mind that the lenders will not approve this loan until you correct these errors. Therefore it is imperative that you address this matter immediately.
Enclosed are copes of the credit report and supporting documentation.
Enclosures: credit report, Mortgage pay off
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.