tooscope2 wrote:I was going to try another lender but I was afraid to do too many inquiries during this time. I was trying to fix any errors and then rescore and shop around but maybe you are right. Thanks again.By the way, from what I can tell he used my fico. He said it is not uncommon for lenders to get a lower score, they are "more strict" with how they read them. Doesn't make sense to me.He said all the internet scores are bogus.Okay he's bogus. You can shop for mortgage loans in as many locations as you like within a two week period and as long as the lender codes it correctly, it should show as one inqury.My lender uses Factual Data which is one of the major FICO score providers to mortgage lenders and came up with the excat same scores I got from myficom not once but 5 different lenders. Is this guy at a bank or a mortgage company. If I were you I would run fast and run hard.