04-16-2007 05:45 PM
04-16-2007 05:47 PM
04-16-2007 05:51 PM
04-16-2007 05:57 PM
tooscope2 wrote:I was going to try another lender but I was afraid to do too many inquiries during this time. I was trying to fix any errors and then rescore and shop around but maybe you are right. Thanks again.By the way, from what I can tell he used my fico. He said it is not uncommon for lenders to get a lower score, they are "more strict" with how they read them. Doesn't make sense to me.He said all the internet scores are bogus.Okay he's bogus. You can shop for mortgage loans in as many locations as you like within a two week period and as long as the lender codes it correctly, it should show as one inqury.My lender uses Factual Data which is one of the major FICO score providers to mortgage lenders and came up with the excat same scores I got from myficom not once but 5 different lenders. Is this guy at a bank or a mortgage company. If I were you I would run fast and run hard.
04-16-2007 05:59 PM
04-17-2007 05:53 AM
04-17-2007 05:53 AM - last edited on 04-17-2007 06:50 AM by Barry
04-17-2007 06:00 AM
04-17-2007 06:02 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.