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cc reporting concern?

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backtogood
New Contributor

cc reporting concern?

I have 2 cc that I was au on and now are closed/terminated from the account holder. There are paid as agreed. However for the reporting it's showing the balance as "not reported". Does this have any effect of scoring or would this term equal the same to 0?
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pizzadude
Credit Mentor

Re: cc reporting concern?


@backtogood wrote:
I have 2 cc that I was au on and now are closed/terminated from the account holder. There are paid as agreed. However for the reporting it's showing the balance as "not reported". Does this have any effect of scoring or would this term equal the same to 0?

It won't have any effect on FICO scoring.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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