09-19-2007 03:23 PM
09-19-2007 06:31 PM
Good! I have real issues with banks harding you when opening up new checking and savings accounts.
Pleasant surprise...I opened a business checking a few days ago and expected to see a hard inquiry on one of my reports...but to my surprise and delight...nothing has appeared....
09-19-2007 08:12 PM
09-19-2007 08:17 PM
The CRA thinks an inq is an inq. Adding a cell phone line, switching to cable TV, opening a new bank account, getting utilities hooked up, are all "seeking for credit" to a CRA and FICO
casinoannie97 wrote:i couldn't believe my bank gave me a hard since i already had an account and had to change state because of their errors. i think the cra thinks it was a loan of some kind. does anyone know?
09-19-2007 08:28 PM
Then you are lucky. Try Cingular for a nice hard inq
casinoannie97 wrote:THANKS BUT MY CABLE, PHONE, LAST BANK ACCT., WERE ALL SOFT. I JUST SIMPLY DO NOT UNDERSTAND.