09-19-2007 03:23 PM
09-19-2007 06:31 PM
Good! I have real issues with banks harding you when opening up new checking and savings accounts.
Pleasant surprise...I opened a business checking a few days ago and expected to see a hard inquiry on one of my reports...but to my surprise and delight...nothing has appeared....
09-19-2007 08:12 PM
09-19-2007 08:17 PM
The CRA thinks an inq is an inq. Adding a cell phone line, switching to cable TV, opening a new bank account, getting utilities hooked up, are all "seeking for credit" to a CRA and FICO
casinoannie97 wrote:i couldn't believe my bank gave me a hard since i already had an account and had to change state because of their errors. i think the cra thinks it was a loan of some kind. does anyone know?
09-19-2007 08:28 PM
Then you are lucky. Try Cingular for a nice hard inq
casinoannie97 wrote:THANKS BUT MY CABLE, PHONE, LAST BANK ACCT., WERE ALL SOFT. I JUST SIMPLY DO NOT UNDERSTAND.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO