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confused about my fico report

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gamblerx15
New Contributor

confused about my fico report

Hi

 

I just recently pulled my fico scores again and on both reports it says I have alot of recent late payments.

I filed for bk in feb of 07 and it was discharged may of 07 ( chp 7 ) . The only late payments I had were

during my bk filing, my history on my new accounts is perfect. How long will the late payments on my

bk accounts affect my score?

 

thanks


Starting Score: 649
Current Score: 680
Goal Score: 700


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Junejer
Moderator Emeritus

Re: confused about my fico report

The accounts that were IIB and went bad will be around for seven years. The BK7 will be on for 10 years.






Starting Score: 469
Current Score: 846
Goal Score: 850

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