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I am in the middle of a mortgage app and I have really trying to get my uti down on all my cc's. The end of July I made some very large payments and got my uti from 100% to 37% overall. Most of the accounts have reported except for 3 and those are 3 that are now at 0 balance so it should really bump my score when they finally report. Of the 3 they usually report the 17th, 21st and 26th of each month. Should I worry that for some reason they are not reporting? At first I thought maybe it was because SW was behind but I am getting alerts as normal for the other accounts that have been paid down. I really need these to report and not sure if I should be concerned.
Any advice?
@cookiebird wrote:I am in the middle of a mortgage app and I have really trying to get my uti down on all my cc's. The end of July I made some very large payments and got my uti from 100% to 37% overall. Most of the accounts have reported except for 3 and those are 3 that are now at 0 balance so it should really bump my score when they finally report. Of the 3 they usually report the 17th, 21st and 26th of each month. Should I worry that for some reason they are not reporting? At first I thought maybe it was because SW was behind but I am getting alerts as normal for the other accounts that have been paid down. I really need these to report and not sure if I should be concerned.
Any advice?
Call and ask for a mid-cycle update
It shouldn't be a mid-cycle update though since they haven't reported for August at all yet. I think I am just being paranoid. My LO told me it is OK, the ones she needed to show updated do but I am still nervous. I want my score to be as good as it can be!