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Hi I have been in a modification with my mortgage company for the last year. Well unknown to me they have reported my mortgage as being late for the last year. They have agreed to remove that from my credit which has drug my score down alot. Does anyone know once the delinquency is removed how much my score will go up?
It all depends on your individual credit file. If you provide us more information, we may be able to help. I.e. current score, utilization, any past baddies, AAoA, etc.
yes we have alot medical collections on our file. Our credit is in the dumps.. Mid score is like a 480