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credit score and mortgage payment

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elcarmom
Valued Member

credit score and mortgage payment

Hi I have been in a modification with my mortgage company for the last year.  Well unknown to me they have reported my mortgage as being late for the last year.  They have agreed to remove that from my credit which has drug my score down alot.  Does anyone know once the delinquency is removed how much my score will go up?

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cdtotten
Established Contributor

Re: credit score and mortgage payment

It all depends on your individual credit file. If you provide us more information, we may be able to help. I.e. current score, utilization, any past baddies, AAoA, etc.

 

 


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


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elcarmom
Valued Member

Re: credit score and mortgage payment

yes we have alot medical collections on our file.  Our credit is in the dumps.. Mid score is like a 480

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