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Established Member
Posts: 22
Registered: ‎10-16-2012
0

credit score direct from transunion

so I pulled my credit score up from the transunion site. I am curious as to how they rate credit scores and how close is it to fico? my fico score from myfico.com shows me at a 545 transunion but direct from transunion it shows me at a 633. I am confused why they are different. which one is right? or maybe the best way to ask is which one does lenders look at???

 

thanks

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: credit score direct from transunion

The FAKO from TU is a Vantage score which runs on a score range of 501 to 990. FICO's is 300-850.

Valued Member
Posts: 42
Registered: ‎09-18-2012
0

Re: credit score direct from transunion

Also, for what it is worth, i pull my TU score form myfico as well from time to time and my lenders pull always comes up about 10 points higher....

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