credit sessame up 58 points

[pokerpro]

Hello everyone

my Credit Sessame score which i know is meanningless ( but I do look at it just to gauge any major changes) just went up by 59points

There is nothing different on my experian report - 

i usually have 1 or 2 credit cards reporting only with less than 10 percent overall utilization - 

thats it, 

however, my BK will hit 10 years in november of this year - so maybe it dropped off a couple of months earlier

i just do not want to pay for the report to find out

[MissMoni223]

Well, you can always log into Credit Karma and find out, since they now provide a free weekly credit report.

[DrMac210]

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@pokerpro wrote:

Hello everyone

my Credit Sessame score which i know is meanningless ( but I do look at it just to gauge any major changes) just went up by 59points

There is nothing different on my experian report - 

i usually have 1 or 2 credit cards reporting only with less than 10 percent overall utilization - 

thats it, 

however, my BK will hit 10 years in november of this year - so maybe it dropped off a couple of months earlier

i just do not want to pay for the report to find out

---

Most likely the BK fell off early.

When I had a judgement fall off early this spring, it came off EXP a month or two early, then EQ on the first of the month the judgment was on, and then finally fell off TU the exact day of the judgment's 7 year anniversary.

IIRC, in my case it resulted in somewhere around a 40-50 point increase.

[pokerpro]

you were right

i checked experian directly from their site

monitoring service has that 4.95 first month offer

no more BK reporting

what a relief - i waited sooooooooooooooooo long for this

next is TU and Equifax