@Anonymous wrote:
Which credit score should i focus on more? TU, Eq. or Exp?
All three of them, as long as they are FICO scores.
There's a commercial running these days for yet another credit monitoring service. I think this one is threeinonecreditreport.com or some such. They're
lying like rugs a bit misleading when they say that you should monitor all three of their credit scores, which are FAKO's, but they are correct when they say that it's important to know what's going on with all three reports.
If you haven't already, pull your free full reports from all three CRA's (credit bureaus) through annualcreditreports.com. Do NOT give them money for scores.
Then if you grit your teeth and buy all three of your FICO's here through the Suze version, your scores will continue to display --
but not update --here for a year, which is handy for reference. The FICO Standard and FICO Credit Complete scores go poof after 30 days.
Once you know your current scores, and you can see what's on your reports (you get a slightly shorter version of your reports with your FICO scores), you can use the info here on the forums to clean up your reports and improve your credit profile without having to pull your FICO scores all the time, which is definitely expensive. Unless you're just curious, of course!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007