You know what, that's right--that's what's happening. The same sort of thing happens with TrueCredit, and doubtless the other monitoring services.
I guess in terms of deciding what information to believe, maybe we should regard myFICO and TrueCredit and the other secondary reports as somewhat boozy tipsters checking in with the cops--most of the story is pretty accurate, but some of the details are a bit shaky!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007