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Need the best advice quickly -
My credit scores were around 800 until one medical collection for $70 reduced my score to low 600s.
I've tried pay for delete and they are not agreeing. They've sent information to evidence the claim.
I've been told that if I pay it off it won't improve my score neither quickly nor dramatically. Can I expect a jump back up to the 750 range if I pay this off? Other than this one blemish, my credit is very strong.
Should I pay this off as I'm looking to qualify for best mortgage option in the next 90 days. Thanks!!!
This is being addressed in the Rebuilding Your Credit Board.
Locking this thread and redirecting to your similar thread here: