HI all - I have a couple of small unpaid collections on my report. Is there a negative impact on my credit score if I pay these off? It seems anti-intuitive, but I vaguely recall reading something along those lines because it changes the dates on the bad accounts, making them appear more recent?
My problem is that I am planning to apply for a mortgage in 6 months and I have to have these items cleared per my mortgage broker - so I can't just let them fall off with time (plus, I really want to pay the old debts off on principle). Will my score be reduced after making the payment?