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fico and vantage scores

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Anonymous
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fico and vantage scores

should fico and vantage scores be close in amount.

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MarineVietVet
Moderator Emeritus

Re: fico and vantage scores


@Anonymous wrote:

should fico and vantage scores be close in amount.



Welcome to the forums.

 

FICO and VantageScores use different scoring formulas to look at the same data so it's impossible to compare the two. Also the score ranges are different. VS goes from 501-990 whereas FICO goes from 300-850.

 

And although there are a few lenders who use the VS the overwhelming majority of them use FIOO scores to make decisions. There are only a few places left these days that sell true FICO scores. One place is here at myFICO.

No one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only. 

At one time you could also purchase your Transunion score at transunioncs.com but no more. Wal Mart now offers a TU score to those who have their store card and the Discover version.

Equifax will still sell you a FICO score found here: www.equifax.com/web-myfico-products/

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

 

 

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