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fico model used for mortgage lending wont go up

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Anonymous
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fico model used for mortgage lending wont go up

incredibly frustrated right now because im 3 points away from getting preapproved on a mortgage and my fico score 8 goes up but the ones i need to go up for a mortgage will not!! What should I do?

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bdhu2001
Valued Contributor

Re: fico model used for mortgage lending wont go up


@Anonymous wrote:

incredibly frustrated right now because im 3 points away from getting preapproved on a mortgage and my fico score 8 goes up but the ones i need to go up for a mortgage will not!! What should I do?


If you're already doing all the normal stuff like only one card reporting a balance with less than 10%, do you know anyone who has a real old account and can add you as an AU?

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


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