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New Visitor
Posts: 1
Registered: ‎07-12-2007
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fico score

home equity line of credit application resulted in a ficocredit score of 897.
Does anyone know why I would get 47 better than perfect??
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Posts: 16,375
Registered: ‎03-12-2007
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Re: fico score



wandering wrote:
home equity line of credit application resulted in a ficocredit score of 897.
Does anyone know why I would get 47 better than perfect??


Are you sure this was a FICO score? I suspect it was a FAKO score, probably Vantage Score. Call the lender ask them.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Valued Contributor
Posts: 2,374
Registered: ‎03-15-2007
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Re: fico score



wandering wrote:
home equity line of credit application resulted in a ficocredit score of 897.
Does anyone know why I would get 47 better than perfect??





The scoring computers had you confused with Bill Gates or George Soros?
- - - -
in a credit-scoring postnuclear Stone Age...
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Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: fico score

Actually, some of the industry option scores go up to 900.
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