New Member
Posts: 1
Registered: ‎07-31-2007

fico score

i want to know if the my fico score is the real score that lenders use to check your credit worthyness
Frequent Contributor
Posts: 436
Registered: ‎06-15-2007

Re: fico score

The majority of lenders use the FICO score. To get the score that is accurate and many lenders use you want to make sure you only purchase the scores from My Fico. The scores available at the various CRA's are FAKO scores as they use a different scoring model. They can range from as little as a few points different to 100 points different than the FICO scores.

Good luck and Welcome to the boards.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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